Personal loans in Wetumka, OK
Wetumka counts about 1,135 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. The 2020 count to the 2023 estimate shows about 0.3% growth in Wetumka.
Roughly 1,135 residents live in Wetumka, the 192nd-largest community in Oklahoma. Decide the purpose of the loan and your repayment plan before sharing any details with a Wetumka lender. Rate ceilings, licensing requirements and product limits for Wetumka are all set at the Oklahoma level. The closest larger place is Okemah, OK about 13 miles away.
Local context for Wetumka
The figures below are Wetumka's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: about 1,135, ranked 192nd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.3% more residents than the 2020 Census counted.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: Wetumka sits ahead of around 67% of Oklahoma places, at 1,135 people.
- Land and density: 1.9 square miles of land carry roughly 602 residents per square mile.
- By land area: Wetumka ranks 241st among Oklahoma's 590 places, at 1.9 sq mi.
- Water: Wetumka holds about 0.02 square miles, the 156th-largest water area in Oklahoma.
- State share: roughly 0.0% of Oklahoma's residents live in Wetumka (1,135 people).
- National standing: Wetumka ranks 9,748th of 19,457 US places.
- Growth rank: Wetumka's 2020-to-2023 change ranks 319th of 590 places in Oklahoma.
- Against the state trend: Wetumka's 0.3% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Wetumka is the 271st most densely settled place in Oklahoma.
- Density in context: Wetumka's 602 people per square mile sit against a Oklahoma median of 546.
- Location: the Census Gazetteer records it at 35.2419, -96.2368.
- Nearest larger cities: Okemah (13 mi); Holdenville (14 mi); Wewoka (16 mi); Henryetta (20 mi); Seminole (23 mi). Larger metros often have more branches, but online lenders reach Wetumka on the same terms.
- Nearest smaller places: Yeager (8 mi); Weleetka (9 mi); Horntown (11 mi).
- Smaller neighbours: 67 places smaller than Wetumka sit within 50 miles.
- Within 100 miles: 128 places are larger than Wetumka.
The Oklahoma lending rules that reach Wetumka
Oklahoma has no separate rate rule for Wetumka; the sourced rows below are what reach every lender that serves its 1,135 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Wetumka sits in Oklahoma
Against Oklahoma's other places, Wetumka accounts for about 0.0% of the state's population and ranks 192nd of 590 by size. Its 2020-to-2023 change ranks 319th of 590 Oklahoma places, putting it near the 46th percentile for growth. Its roughly 602 residents per square mile place it 271st among Oklahoma's places. The population moved by about 3 people between 2020 and 2023, a 0.3% shift.
Inside a Wetumka personal loan
In Wetumka, a small community of about 1,135, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wetumka. The term you choose in Wetumka decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Wetumka
With about 602 residents per square mile, Wetumka is moderately settled, and 26 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Wetumka without a local office, so branch density does not change what its 1,135 residents are offered. The nearest larger city, Okemah, OK about 13 miles away.
Where Wetumka sits
Wetumka covers about 1.9 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 1,135 residents, the land area yields roughly 602 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 74 miles. Counting outward 50 miles, 26 larger communities surround Wetumka. The 100-mile radius contains 128 larger places.
Common questions
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Nearby places
- Yeager, OK — population 49
- Weleetka, OK — population 798
- Horntown, OK — population 94
- Clearview, OK — population 36
- Lamar, OK — population 122
- Bearden, OK — population 133
- Okemah, OK — population 3,051
- Dustin, OK — population 326