Personal loans in West Concord, MN
An estimated 841 people make their home in West Concord, a figure that ranks 381st in Minnesota. For a borrower among the roughly 841 residents of West Concord, a personal loan is a tool whose cost turns on the terms, not the address.
Price two or three terms so you can see which payment is truly affordable in West Concord. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach West Concord's 841 residents. West Concord lost roughly 2.7% of its population across the 2020-to-2023 comparison. For a bigger market, look to Dodge Center, MN about 9 miles away.
West Concord: population, trend and location
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: a Census-estimated 841, 381st among Minnesota's 853 places (Vintage 2023).
- Population trend: About 2.7% below the 2020 Census base.
- People gained or lost: about 23 fewer since the 2020 base.
- Size percentile: about 55% of Minnesota communities are smaller than West Concord (841 residents).
- Population density: about 782 people per square mile (Census land area 1.1 sq mi).
- Land area: West Concord covers 1.1 square miles, the 479th-largest area among Minnesota's 853 places.
- Share of state population: West Concord's 841 residents are about 0.0% of Minnesota.
- Nationally: West Concord is the 10,971st-largest of 19,457 Census places in the dataset.
- Growth in Minnesota: West Concord stands 706th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: West Concord's 2.7% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: West Concord places 359th among Minnesota's places by people per square mile.
- Density in context: West Concord's 782 people per square mile sit against a Minnesota median of 607.
- Location: 44.1528 / -92.9000, per the US Census Bureau Gazetteer.
- Nearest larger cities: Dodge Center (9 mi); Kenyon (9 mi); Mantorville (10 mi); Kasson (11 mi); Wanamingo (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Claremont (9 mi); Nerstrand (15 mi); Dennison (19 mi).
- Smaller neighbours: 59 places smaller than West Concord sit within 50 miles.
- Within 100 miles: 310 places are larger than West Concord.
How personal loans work in West Concord
In West Concord, a small community of about 841, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a West Concord loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in West Concord decides the split between a comfortable payment and the total interest you pay.
The Minnesota lending rules that reach West Concord
Minnesota has no separate rate rule for West Concord; the sourced rows below are what reach every lender that serves its 841 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How lenders reach West Concord
West Concord is moderately settled, with about 782 people per square mile and 61 larger places within 50 miles. What is available to West Concord's 841 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Dodge Center, MN about 9 miles away.
The geography behind West Concord
Inside West Concord's boundaries lie about 1.1 square miles of land, with no significant water area recorded. That land carries about 782 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 59 miles away. West Concord has 61 larger places within a 50-mile radius. By land area it ranks 479th of 853 Minnesota places.
Where West Concord sits in Minnesota
Set beside Minnesota's 853 places, West Concord ranks 381st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, West Concord ranks 706th of 853 in Minnesota (about the 17th percentile). At about 782 people per square mile, West Concord is the 359th most densely settled place in Minnesota. In land area, West Concord ranks 479th among Minnesota's 853 places.
Common questions
What are my options in West Concord if my credit is poor?
What loan size can I expect in West Concord?
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Nearby places
- Dodge Center, MN — population 2,928
- Claremont, MN — population 496
- Kenyon, MN — population 1,878
- Mantorville, MN — population 1,101
- Wanamingo, MN — population 1,107
- Kasson, MN — population 7,126
- Nerstrand, MN — population 274
- Hayfield, MN — population 1,356