Personal loans in Wentworth, MO

From the 2020 Census base to the 2023 estimate, the population rose by about 2.1%. Wentworth is one of 937 Census places in Missouri; its 99 residents put it at 800th.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 99 residents, Wentworth is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. Compare APR, not the interest rate, because the APR folds in most fees on a Wentworth loan. To lend to Wentworth's 99 residents, a company must hold a Missouri licence, and each sourced row below names the regulator behind it. For a bigger market, look to Pierce City, MO about 5 miles away.

Borrowing in Wentworth: the local picture

Wentworth is a small community; the notes below cover its population profile and the statewide rules that apply.

Before you apply in Wentworth

Complete these steps first when you borrow in Wentworth (99 residents):

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Verify the lender's Missouri licence with the regulator listed on this page.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Wentworth-specific: the same Missouri licensing and disclosure rules reach all 99 residents.

What is available to Wentworth borrowers

Wentworth is a moderately settled community of about 99 people, with 126 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Wentworth without a local office, so branch density does not change what its 99 residents are offered. The nearest bigger place is Pierce City, MO about 5 miles away.

Wentworth: area, density and distance

Wentworth covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 538 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 150 miles. Wentworth has 126 larger places within a 50-mile radius. By land area it ranks 817th of 937 Missouri places.

The Missouri lending rules that reach Wentworth

This table holds the Missouri rate and licensing rules for consumer loans made to Wentworth's 99 residents.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"
Missouri Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingConsumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo)
Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies"
Missouri Division of Finance
as of 2026-09-16

Wentworth against the rest of Missouri

Within Missouri, Wentworth holds roughly 0.0% of all residents, the 800th-largest share among 937 places. On the 2020-to-2023 trend, Wentworth stands 253rd among Missouri's 937 places — roughly the 73th percentile. At about 538 people per square mile, Wentworth is the 610th most densely settled place in Missouri. By land area, its 0.2 square miles rank 817th of 937 places in Missouri.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Wentworth if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Wentworth is the same as anywhere in Missouri.
What loan size can I expect in Wentworth?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Wentworth?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Wentworth cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related