Personal loans in Wellsburg, IA

Where Wellsburg stands

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 716 residents; Wellsburg is the 366th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.8% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: roughly 61% of Iowa's places have fewer residents than Wellsburg's 716.
• Density: the Census land area of 1.1 sq mi holds about 652 people per square mile.
• Land area rank: Wellsburg's 1.1 square miles rank 344th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Wellsburg.
• National standing: Wellsburg ranks 11,706th of 19,457 US places.
• Growth rank: Wellsburg's 2020-to-2023 change ranks 390th of 940 places in Iowa.
• Against the state trend: Wellsburg's 0.8% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Wellsburg is the 492nd most densely settled place in Iowa.
• Density vs Iowa: Wellsburg's 652 people per square mile compare with a state median of 672.
• Location: latitude 42.4339, longitude -92.9266 (Census Gazetteer).
• Nearest larger cities: Grundy Center (9 mi); Eldora (10 mi); Ackley (10 mi); Aplington (10 mi); Parkersburg (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Holland (7 mi); Steamboat Rock (7 mi); Whitten (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 69 of them.
• Larger places within 100 miles: 220.

The state rulebook for Wellsburg

This table holds the Iowa rate and licensing rules for consumer loans made to Wellsburg's 716 residents.

What a Wellsburg borrower is actually offered

A Wellsburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 716 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Wellsburg. The term you choose in Wellsburg decides the split between a comfortable payment and the total interest you pay.

Wellsburg against the rest of Iowa

Among Iowa's 940 places, Wellsburg sits at 366th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wellsburg ranks 390th of 940 in Iowa (about the 59th percentile). Its roughly 652 residents per square mile place it 492nd among Iowa's places. Within 50 miles sit 69 smaller Census places, alongside the 63 that are larger.

Borrowing reach in Wellsburg

Wellsburg is a moderately settled community of about 716 people, with 63 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Wellsburg without a local office, so branch density does not change what its 716 residents are offered. The nearest larger city, Grundy Center, IA about 9 miles away.

Land, water and location for Wellsburg

Wellsburg covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 652 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 69 miles away. Wellsburg has 63 larger places within a 50-mile radius. The 100-mile radius contains 220 larger places.