Personal loans in Wells, NV

With roughly 1,244 residents, Wells is a small community, and the lending rules its borrowers live under are written in Nevada, not by the city. With an estimated 1,244 residents, Wells is the 18th-largest of 19 places in Nevada. Census figures put the 2020-to-2023 increase in Wells at about 0.2%. Use the calculator on this page to price an amount and term before you commit in Wells. The closest larger place is Elko, NV about 47 miles away.

Borrowing in Wells: the local picture

What follows is Wells's place in the Census record, alongside the Nevada rules that govern a personal loan made here.

• Population: about 1,244, ranked 18th of 19 places in Nevada (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.2% more residents than the 2020 Census counted.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: bigger than about 5% of the places in Nevada, with 1,244 residents in Wells.
• Land and density: 6.9 square miles of land carry roughly 180 residents per square mile.
• By land area: Wells ranks 17th among Nevada's 19 places, at 6.9 sq mi.
• Share of state population: Wells's 1,244 residents are about 0.1% of Nevada.
• National standing: Wells ranks 9,407th of 19,457 US places.
• Growth in Nevada: Wells stands 11th by percentage change from 2020 to 2023, among 19 places.
• State comparison: Nevada's places average +2.2% for 2020-to-2023, against Wells's 0.2%.
• Density rank: Wells is the 16th most densely settled place in Nevada.
• Density vs Nevada: Wells's 180 people per square mile compare with a state median of 717.
• Location: mapped by the US Census Bureau at 41.1132, -114.9535.
• Nearest larger cities: Elko (47 mi); West Wendover (52 mi); Carlin (66 mi); Filer (102 mi); Kimberly (103 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Wendover (55 mi); Hollister (88 mi); Oakley (96 mi).
• Smaller neighbours: 0 places smaller than Wells sit within 50 miles.
• Larger places within 100 miles: 3.

What to do before borrowing in Wells

For Wells's roughly 1,244 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Nevada regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Wells and the rest of Nevada is not the process but the borrower's own file, among the 1,244 people here.

The Nevada lending rules that reach Wells

For the roughly 1,244 residents of Wells, the rules below are Nevada's own; each row carries its publisher and retrieval date.

Wells in state context

Within Nevada, Wells holds roughly 0.1% of all residents, the 18th-largest share among 19 places. For population change between 2020 and 2023, Wells ranks 11th of 19 in Nevada (about the 42th percentile). Its roughly 180 residents per square mile place it 16th among Nevada's places. The population moved by about 2 people between 2020 and 2023, a 0.2% shift.

Land, water and location for Wells

Wells covers about 6.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 180 people per square mile. The largest place in Nevada, Las Vegas, lies about 338 miles away. Within 50 miles of Wells there are 1 larger Census places. The 100-mile radius contains 3 larger places.

Borrowing reach in Wells

With about 180 residents per square mile, Wells is lightly settled, and 1 larger Census places sit within 50 miles. A Nevada licence lets a lender serve Wells without a local office, so branch density does not change what its 1,244 residents are offered. The nearest larger city, Elko, NV about 47 miles away.