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Personal loans in Weldon, NC

Weldon is one of 549 Census places in North Carolina; its 1,383 residents put it at 301st. Weldon shed about 4.2% of its population between the 2020 base and the 2023 estimate. A personal loan in Weldon is priced from your credit file and income, not from the fact that the city holds 1,383 people. To lend to Weldon's 1,383 residents, a company must hold a North Carolina licence, and each sourced row below names the regulator behind it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Weldon's 1,383 residents are no exception. For a bigger market, look to Roanoke Rapids, NC about 2 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Weldon data picture

Here is the sourced Census picture for Weldon, plus the North Carolina lending rules that apply to a loan taken out here.

What to do before borrowing in Weldon

For Weldon's roughly 1,383 residents, these are the steps that most influence the offer:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the North Carolina regulator's records to confirm the lender is licensed here.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Write down the purpose of the loan and your repayment plan before you apply.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Weldon as elsewhere in North Carolina, the written terms — not the advertisement — are what count for its 1,383 residents.

Weldon: area, density and distance

The Census Gazetteer records about 2.9 square miles of land within Weldon, with no significant water area listed. Spread across it are roughly 474 residents per square mile. The state's population centre of gravity, Charlotte, is roughly 199 miles away. Within 50 miles of Weldon there are 17 larger Census places. Within the same 50 miles lie 62 smaller Census places.

Inside a Weldon personal loan

With roughly 1,383 residents, Weldon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Weldon loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Weldon loan is knowable in advance — unlike a revolving card balance.

What North Carolina law requires in Weldon

For the roughly 1,383 residents of Weldon, the rules below are North Carolina's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorNorth Carolina Office of the Commissioner of Banks (NCCOB)
Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB."		North Carolina Office of the Commissioner of Banks
as of 2026-09-16
Small-loan / installment lender licensingConsumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates
Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less"		North Carolina Office of the Commissioner of Banks
as of 2026-09-16
Consumer Finance Act installment loan rates (G.S. 53-176)33% per annum on unpaid balance up to $4,000; 24% on $4,000-$8,000; 18% on the remainder (loans up to $12,000); 18% for loans above $12,000
Source says: "thirty-three percent (33%) per annum on that part of the unpaid principal balance not exceeding four thousand dollars ($4,000)"		North Carolina General Assembly
as of 2026-09-16

Weldon against the rest of North Carolina

Against North Carolina's other places, Weldon accounts for about 0.0% of the state's population and ranks 301st of 549 by size. On the 2020-to-2023 trend, Weldon stands 529th among North Carolina's 549 places — roughly the 4th percentile. Its roughly 474 residents per square mile place it 377th among North Carolina's places. The population moved by about 60 people between 2020 and 2023, a 4.2% shift.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Weldon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Weldon is the same as anywhere in North Carolina.
What loan size can I expect in Weldon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Weldon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Weldon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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