Personal loans in Weldon, IA

Personal loans in Weldon are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 138 population. By population, Weldon sits at 757th in Iowa, with an estimated 138 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 0.7%. Pull your credit reports and line up at least three offers before you apply from Weldon. Borrowers who want a bigger city can look to Van Wert, IA about 4 miles away.

Borrowing in Weldon: the local picture

Set out below is Weldon's local context next to the state-level rules that reach every lender here.

• Population: about 138, ranked 757th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: Weldon sits ahead of around 19% of Iowa places, at 138 people.
• Population density: 711 people per square mile on 0.2 square miles of land.
• By land area: Weldon ranks 873rd among Iowa's 940 places, at 0.2 sq mi.
• State population share: Weldon accounts for about 0.0% of everyone in Iowa.
• Nationally: Weldon is the 17,471st-largest of 19,457 Census places in the dataset.
• Growth rank: Weldon ranks 170th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Weldon's 0.7% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Weldon places 443rd among Iowa's places by people per square mile.
• Density in context: Weldon's 711 people per square mile sit against a Iowa median of 672.
• Location: 40.8973, -93.7350 (US Census Bureau Gazetteer).
• Nearest larger cities: Van Wert (4 mi); Garden Grove (8 mi); Osceola (10 mi); Woodburn (11 mi); Leon (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Le Roy (8 mi); Derby (15 mi); Beaconsfield (18 mi).
• Smaller neighbours: 43 places smaller than Weldon sit within 50 miles.
• Within 100 miles: 351 places are larger than Weldon.

Iowa rules behind a Weldon personal loan

This table holds the Iowa rate and licensing rules for consumer loans made to Weldon's 138 residents.

Before you apply in Weldon

Before you apply in Weldon, a community of about 138, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Iowa; what changes is your credit file, not the fact that Weldon holds 138 people.

The geography behind Weldon

Weldon's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 711 people per square mile. The largest place in Iowa, Des Moines, lies about 47 miles away. Counting outward 50 miles, 75 larger communities surround Weldon. Within the same 50 miles lie 43 smaller Census places.

How Weldon compares across Iowa

Within Iowa, Weldon holds roughly 0.0% of all residents, the 757th-largest share among 940 places. Its 2020-to-2023 change ranks 170th of 940 Iowa places, putting it near the 82th percentile for growth. By density, at about 711 people per square mile, it ranks 443rd in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.

Getting a loan in Weldon

With about 711 residents per square mile, Weldon is moderately settled, and 75 larger Census places sit within 50 miles. What is available to Weldon's 138 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Van Wert, IA about 4 miles away.