Personal loans in Webster, FL
In Webster, one of 411 Census places in Florida, the figure to compare across lenders is the APR, not the advertised rate. Webster is home to roughly 931 people and stands 335th by size out of 411 Census places in Florida. For a community of about 931, the practical step is to compare APR across at least three lenders before committing. Webster added about 18.6% to its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Webster's 931 residents is governed by Florida statute; no city ordinance changes it. For a bigger market, look to Center Hill, FL about 2 miles away.
Where Webster stands
Here is the sourced Census picture for Webster, plus the Florida lending rules that apply to a loan taken out here.
- Population: 931 residents; Webster is the 335th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: About 18.6% above the 2020 Census base.
- People gained or lost: about 146 more since the 2020 base.
- Size percentile: roughly 18% of Florida's places have fewer residents than Webster's 931.
- Population density: about 371 people per square mile (Census land area 2.5 sq mi).
- By land area: Webster ranks 275th among Florida's 411 places, at 2.5 sq mi.
- Water: Webster holds about 0.01 square miles, the 341st-largest water area in Florida.
- Share of Florida: Webster holds about 0.0% of the state's population, some 931 people.
- National rank: Webster sits 10,534th by population among the 19,457 places in this dataset.
- Growth rank: Webster ranks 18th among Florida's 411 places for the 2020-to-2023 change.
- Against the state trend: Webster's 18.6% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Webster places 347th among Florida's places by people per square mile.
- Density in context: Webster's 371 people per square mile sit against a Florida median of 1,608.
- Location: the Census Gazetteer records it at 28.6125, -82.0501.
- Nearest larger cities: Center Hill (2 mi); Bushnell (6 mi); Mascotte (9 mi); Leesburg (11 mi); Groveland (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Coleman (13 mi); Bay Lake (33 mi); Lake Buena Vista (36 mi).
- Smaller neighbours: 3 places smaller than Webster sit within 50 miles.
- Larger places within 100 miles: 158.
How Florida law applies in Webster
This table holds the Florida rate and licensing rules for consumer loans made to Webster's 931 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Land, water and location for Webster
The Census Gazetteer records 2.5 square miles of land and 0.01 square miles of water within Webster. That land carries about 371 people per square mile. The largest place in Florida, Jacksonville, lies about 121 miles away. Webster has 61 larger places within a 50-mile radius. By land area it ranks 275th of 411 Florida places.
Where Webster sits in Florida
Webster is the 335th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 18th of 411 Florida places, putting it near the 96th percentile for growth. Its roughly 371 residents per square mile place it 347th among Florida's places. Between 2020 and 2023 the count changed by roughly 146 residents.
Getting a loan in Webster
With about 371 residents per square mile, Webster is lightly settled, and 61 larger Census places sit within 50 miles. Distance to a branch rarely matters for Webster's 931 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Center Hill, FL about 2 miles away.
A pre-application checklist for Webster
Complete these steps first when you borrow in Webster (931 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Florida regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Webster-specific: the same Florida licensing and disclosure rules reach all 931 residents.
Common questions
What are my options in Webster if my credit is poor?
What loan size can I expect in Webster?
Do I have to pledge anything to borrow in Webster?
Does comparing loans in Webster cost me credit score points?
Nearby places
- Center Hill, FL — population 1,002
- Bushnell, FL — population 3,196
- Mascotte, FL — population 8,536
- Leesburg, FL — population 31,721
- Coleman, FL — population 771
- Wildwood, FL — population 18,636
- Groveland, FL — population 23,628
- Fruitland Park, FL — population 8,765