Personal loans in Waurika, OK

For a borrower among the roughly 1,838 residents of Waurika, a personal loan is a tool whose cost turns on the terms, not the address. If debt is already a strain, a nonprofit credit counsellor can help Waurika residents before they take on more. To lend to Waurika's 1,838 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. For a bigger market, look to Duncan, OK about 21 miles away.

What the Census records for Waurika

Most of what governs a Waurika loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.

• Population: about 1,838, ranked 152nd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Waurika sits ahead of around 74% of Oklahoma places, at 1,838 people.
• Population density: about 154 people per square mile (Census land area 11.9 sq mi).
• By land area: Waurika ranks 79th among Oklahoma's 590 places, at 11.9 sq mi.
• Water area rank: Waurika ranks 198th among Oklahoma's 590 places, with 0.01 sq mi.
• Share of Oklahoma: Waurika holds about 0.1% of the state's population, some 1,838 people.
• National rank: Waurika is the 7,937th most populous of the 19,457 Census places covered here.
• Growth in Oklahoma: Waurika stands 390th by percentage change from 2020 to 2023, among 590 places.
• Versus Oklahoma: the state average change is +1.3%, while Waurika moved 0.2%.
• Density in Oklahoma: Waurika ranks 487th by people per square mile.
• Density in context: Waurika's 154 people per square mile sit against a Oklahoma median of 546.
• Location: it lies at 34.1837, -98.0263 in the Census Gazetteer.
• Nearest larger cities: Duncan (21 mi); Walters (22 mi); Henrietta (27 mi); Healdton (31 mi); Marlow (31 mi). Living near a larger metro rarely changes what is available in Waurika.
• Nearest smaller towns: Addington (5 mi); Hastings (5 mi); Sugden (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 45 smaller Census places.
• At 100 miles: 123 larger Census places fall inside that radius.

The geography behind Waurika

Waurika covers about 11.9 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 1,838 residents, the land area yields roughly 154 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 93 miles away. Within 50 miles of Waurika there are 14 larger Census places. The 100-mile radius contains 123 larger places.

Waurika's place among Oklahoma's 590 places

Within Oklahoma, Waurika holds roughly 0.1% of all residents, the 152nd-largest share among 590 places. For population change between 2020 and 2023, Waurika ranks 390th of 590 in Oklahoma (about the 34th percentile). Its roughly 154 residents per square mile place it 487th among Oklahoma's places. By land area, its 11.9 square miles rank 79th of 590 places in Oklahoma.

Getting a loan in Waurika

At roughly 154 people per square mile, Waurika is lightly settled; 14 larger places lie within 50 miles. What is available to Waurika's 1,838 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Duncan, OK about 21 miles away.

Which Oklahoma laws govern a loan in Waurika

Oklahoma has no separate rate rule for Waurika; the sourced rows below are what reach every lender that serves its 1,838 people.

How a Waurika personal loan is priced

Most loans made to Waurika's 1,838 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Waurika's 1,838 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Waurika loan raises the monthly payment but cuts the interest; lengthening it does the reverse.