Personal loans in Washington, KS
Personal loans in Washington are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,065 population. Roughly 1,065 residents live in Washington, the 182nd-largest community in Kansas.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Washington loan. Washington shed about 0.6% of its population between the 2020 base and the 2023 estimate. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Washington as from the rest of the state. A larger market lies at Marysville, KS about 22 miles away.
Washington by the numbers
Washington is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 1,065 residents, 182nd of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 0.6%.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: roughly 71% of Kansas places rank below Washington.
- Density: the Census land area of 1.0 sq mi holds about 1,096 people per square mile.
- By land area: Washington ranks 213th among Kansas's 625 places, at 1.0 sq mi.
- Water area rank: Washington ranks 76th among Kansas's 625 places, with 0.04 sq mi.
- Share of state population: Washington's 1,065 residents are about 0.0% of Kansas.
- Nationally: Washington is the 9,969th-largest of 19,457 Census places in the dataset.
- Growth rank: Washington's 2020-to-2023 change ranks 224th of 625 places in Kansas.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Washington's 0.6%.
- Density rank: Washington places 186th among Kansas's places by people per square mile.
- Against the state median: Washington runs about 1,096 residents per square mile, where the Kansas median is 764.
- Location: the Census Gazetteer records it at 39.8158, -97.0484.
- Nearest larger cities: Marysville (22 mi); Fairbury (24 mi); Wymore (29 mi); Clay Center (30 mi); Belleville (31 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Morrowville (7 mi); Greenleaf (7 mi); Linn (10 mi).
- Within a 50-mile radius: 78 smaller Census places.
- Larger places within 100 miles: 66.
What Kansas law requires in Washington
This table holds the Kansas rate and licensing rules for consumer loans made to Washington's 1,065 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Getting a loan in Washington
Washington is a moderately settled community of about 1,065 people, with 10 larger places inside a 50-mile radius. Lenders licensed in Kansas reach Washington's 1,065 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Marysville, KS about 22 miles away.
Washington's place among Kansas's 625 places
Against Kansas's other places, Washington accounts for about 0.0% of the state's population and ranks 182nd of 625 by size. On the 2020-to-2023 trend, Washington stands 224th among Kansas's 625 places — roughly the 64th percentile. By density, at about 1,096 people per square mile, it ranks 186th in Kansas. The population moved by about 6 people between 2020 and 2023, a 0.6% shift.
What shapes a Washington personal loan
With roughly 1,065 residents, Washington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Washington loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Washington loan is knowable in advance — unlike a revolving card balance.
Where Washington sits
Washington's land area is about 1.0 square miles; a further 0.04 square miles is water. The resulting density is about 1,096 people per square mile. The state's population centre of gravity, Wichita, is roughly 148 miles away. Within 50 miles of Washington there are 10 larger Census places. The 100-mile radius contains 66 larger places.
Common questions
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Nearby places
- Greenleaf, KS — population 347
- Morrowville, KS — population 114
- Linn, KS — population 384
- Hollenberg, KS — population 13
- Hanover, KS — population 688
- Barnes, KS — population 163
- Palmer, KS — population 124
- Steele City, NE — population 48