Personal loans in Wartburg, TN

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Wartburg's 942 residents. At about 942 residents, Wartburg is larger than roughly 31% of the places in Tennessee. Rate-shopping from Wartburg costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A 2020-to-2023 comparison shows Wartburg up by about 3.5%. The nearest larger city is Harriman, TN about 12 miles away.

Wartburg: population, trend and location

Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.

• Population: 942 — Wartburg ranks 239th of 344 communities in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 3.5%.
• People gained or lost: about 32 more since the 2020 base.
• Size percentile: roughly 31% of Tennessee's places have fewer residents than Wartburg's 942.
• Land and density: 1.1 square miles of land carry roughly 836 residents per square mile.
• By land area: Wartburg ranks 306th among Tennessee's 344 places, at 1.1 sq mi.
• Share of Tennessee: Wartburg holds about 0.0% of the state's population, some 942 people.
• Nationally: Wartburg is the 10,490th-largest of 19,457 Census places in the dataset.
• Growth in Tennessee: Wartburg stands 110th by percentage change from 2020 to 2023, among 344 places.
• Versus Tennessee: the state average change is +2.4%, while Wartburg moved 3.5%.
• Density in Tennessee: Wartburg ranks 102nd by people per square mile.
• Against the state median: Wartburg runs about 836 residents per square mile, where the Tennessee median is 553.
• Location: the Census Gazetteer records it at 36.1040, -84.5864.
• Nearest larger cities: Harriman (12 mi); Oliver Springs (15 mi); Kingston (17 mi); Rockwood (17 mi); Oak Ridge (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Oakdale (8 mi); Sunbright (11 mi); Crab Orchard (22 mi) — useful context for the surrounding area.
• Smaller neighbours: 10 places smaller than Wartburg sit within 50 miles.
• At 100 miles: 151 larger Census places fall inside that radius.

Tennessee rules behind a Wartburg personal loan

This table holds the Tennessee rate and licensing rules for consumer loans made to Wartburg's 942 residents.

Before you apply in Wartburg

Before you hand your details to a lender in Wartburg, where the population is near 942:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Tennessee licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Tennessee; what changes is your credit file, not the fact that Wartburg holds 942 people.

Borrowing reach in Wartburg

Wartburg is moderately settled, with about 836 people per square mile and 42 larger places within 50 miles. Distance to a branch rarely matters for Wartburg's 942 residents: the application is online and the price follows your credit file. The nearest larger city, Harriman, TN about 12 miles away.

Wartburg on the map

Wartburg covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 836 people per square mile. Memphis, the largest place in Tennessee, is about 310 miles from Wartburg. Within 50 miles of Wartburg there are 42 larger Census places. Within the same 50 miles lie 10 smaller Census places.

Where Wartburg sits in Tennessee

Among Tennessee's 344 places, Wartburg sits at 239th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wartburg ranks 110th of 344 in Tennessee (about the 68th percentile). Its roughly 836 residents per square mile place it 102nd among Tennessee's places. Within 50 miles sit 10 smaller Census places, alongside the 42 that are larger.