Personal loans in Warrens, WI

Work out your debt-to-income ratio first; lenders weigh it heavily, and Warrens's 537 residents are no exception. A lender that serves Warrens operates under Wisconsin lending statutes and a Wisconsin supervisor. The trend for Warrens between 2020 and 2023 is downward by roughly 1.3%. The nearest larger metro is Tomah, WI about 10 miles away.

The Warrens data picture

Warrens is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 537 people live here, which puts Warrens 464th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: A loss of roughly 1.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: Warrens's 537 people outrank roughly 23% of the places in Wisconsin.
• Density: the Census land area of 1.5 sq mi holds about 364 people per square mile.
• By land area: Warrens ranks 395th among Wisconsin's 605 places, at 1.5 sq mi.
• Water: Warrens holds about 0.02 square miles, the 321st-largest water area in Wisconsin.
• Within Wisconsin: about 0.0% of the state's population lives in Warrens.
• National standing: Warrens ranks 12,881st of 19,457 US places.
• Growth rank: Warrens's 2020-to-2023 change ranks 431st of 605 places in Wisconsin.
• Against the state trend: Warrens's 1.3% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Warrens is the 487th most densely settled place in Wisconsin.
• Density vs Wisconsin: Warrens's 364 people per square mile compare with a state median of 800.
• Location: 44.1274, -90.5211 (Census Gazetteer coordinates).
• Nearest larger cities: Tomah (10 mi); Camp Douglas (19 mi); Sparta (20 mi); Black River Falls (20 mi); Norwalk (21 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Wyeville (10 mi); Oakdale (13 mi); Hustler (21 mi), each with its own Census population profile.
• Smaller places within 50 miles: 31 of them.
• At 100 miles: 241 larger Census places fall inside that radius.

The Wisconsin lending rules that reach Warrens

Read the table as a lender's compliance picture for Warrens: the rule, the sourced figure, the publisher and the date.

What is available to Warrens borrowers

With about 364 residents per square mile, Warrens is lightly settled, and 51 larger Census places sit within 50 miles. What is available to Warrens's 537 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Tomah, WI about 10 miles away.

How Warrens compares across Wisconsin

Against Wisconsin's other places, Warrens accounts for about 0.0% of the state's population and ranks 464th of 605 by size. Its 2020-to-2023 change ranks 431st of 605 Wisconsin places, putting it near the 29th percentile for growth. Its roughly 364 residents per square mile place it 487th among Wisconsin's places. In land area, Warrens ranks 395th among Wisconsin's 605 places.

Where Warrens sits

Warrens's land area is about 1.5 square miles; a further 0.02 square miles is water. Spread across it are roughly 364 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 147 miles away. Warrens has 51 larger places within a 50-mile radius. The 100-mile radius contains 241 larger places.

A practical checklist for Warrens borrowers

Complete these steps first when you borrow in Warrens (537 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Wisconsin licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Warrens and the rest of Wisconsin is not the process but the borrower's own file, among the 537 people here.