Personal loans in Walton, IN
If you are weighing a personal loan in Walton, start from the payment you can carry; its 985 residents face the same statewide rules. With 985 residents, Walton outranks about 47% of the communities in Indiana.
The closest larger city is Galveston, IN about 7 miles away. Walton gained roughly 2.1% in population across the 2020-to-2023 comparison. Every figure below is Indiana's own, applied to Walton's 985 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Walton lender.
Walton by the numbers
Most of what governs a Walton loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 985, 302nd among Indiana's 565 places (Vintage 2023).
- Population trend: A rise of about 2.1% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 20 residents.
- Size percentile: Walton sits ahead of around 47% of Indiana places, at 985 people.
- Population density: 2,301 people per square mile on 0.4 square miles of land.
- Land area: Walton covers 0.4 square miles, the 407th-largest area among Indiana's 565 places.
- Share of state population: Walton's 985 residents are about 0.0% of Indiana.
- National rank: Walton is 10,272nd of 19,457 places nationwide.
- Growth in Indiana: Walton stands 98th by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Walton's 2.1% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Walton is the 51st most densely settled place in Indiana.
- Against the state median: Walton runs about 2,301 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 40.6623, -86.2441.
- Nearest larger cities: Galveston (7 mi); Logansport (8 mi); Peru (11 mi); Kokomo (15 mi); Flora (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Onward (3 mi); Bunker Hill (7 mi); Burlington (15 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 51 smaller Census places.
- Within 100 miles: 319 places are larger than Walton.
The Walton borrowing checklist
These steps shape the offer you get in Walton, a place of about 985 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Walton-specific: the same Indiana licensing and disclosure rules reach all 985 residents.
Walton in state context
Set beside Indiana's 565 places, Walton ranks 302nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Walton stands 98th among Indiana's 565 places — roughly the 83th percentile. Its roughly 2,301 residents per square mile place it 51st among Indiana's places. By land area, its 0.4 square miles rank 407th of 565 places in Indiana.
How Indiana law applies in Walton
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Walton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Walton: area, density and distance
Walton's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,301 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 65 miles away. Walton has 66 larger places within a 50-mile radius. Within the same 50 miles lie 51 smaller Census places.
Borrowing reach in Walton
With about 2,301 residents per square mile, Walton is fairly dense, and 66 larger Census places sit within 50 miles. Lenders licensed in Indiana reach Walton's 985 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Galveston, IN about 7 miles away.
Common questions
What are my options in Walton if my credit is poor?
What loan size can I expect in Walton?
Do I have to pledge anything to borrow in Walton?
Does comparing loans in Walton cost me credit score points?
Nearby places
- Onward, IN — population 77
- Galveston, IN — population 1,276
- Logansport, IN — population 18,233
- Bunker Hill, IN — population 800
- Peru, IN — population 10,953
- Kokomo, IN — population 59,890
- Burlington, IN — population 524
- Russiaville, IN — population 1,310