Personal loans in Vienna, LA
Vienna shed about 3.3% of its population between the 2020 base and the 2023 estimate. Vienna counts about 468 people, and what is genuinely local about borrowing here is limited — Louisiana law does the governing.
An estimated 468 people make their home in Vienna, a figure that ranks 216th in Louisiana. The closest larger place is Ruston, LA about 5 miles away. Every figure below is Louisiana's own, applied to Vienna's 468 residents, with the publisher and retrieval date attached. Rate-shopping from Vienna costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
The Vienna data picture
The figures below are Vienna's own — Census population, land area and coordinates — followed by the Louisiana rules.
- Population: a Census-estimated 468, 216th among Louisiana's 302 places (Vintage 2023).
- Population trend: Lower by roughly 3.3% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
- Size percentile: about 28% of Louisiana's Census places are smaller than Vienna.
- Land and density: 3.5 square miles of land carry roughly 135 residents per square mile.
- Land area: Vienna covers 3.5 square miles, the 112th-largest area among Louisiana's 302 places.
- State share: roughly 0.0% of Louisiana's residents live in Vienna (468 people).
- National rank: Vienna sits 13,446th by population among the 19,457 places in this dataset.
- Growth rank: Vienna's 2020-to-2023 change ranks 165th of 302 places in Louisiana.
- Against the state trend: Vienna's 3.3% change compares with a Louisiana average of -2.1% across its 302 places.
- Density rank: Vienna is the 261st most densely settled place in Louisiana.
- Density in context: Vienna's 135 people per square mile sit against a Louisiana median of 534.
- Location: coordinates 32.6092, -92.6481 (US Census Bureau Gazetteer).
- Nearest larger cities: Ruston (5 mi); Dubach (7 mi); Grambling (7 mi); Choudrant (9 mi); Simsboro (10 mi). Online lenders reach Vienna no matter how far the nearest branch is.
- Nearest smaller places: Downsville (14 mi); Lisbon (18 mi); Quitman (18 mi).
- Smaller places within 50 miles: 35 of them.
- Larger places within 100 miles: 114.
Vienna on the map
Vienna's land area is roughly 3.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 135 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 238 miles. A 50-mile radius around Vienna takes in 30 places that are larger. Within the same 50 miles lie 35 smaller Census places.
Inside a Vienna personal loan
With roughly 468 residents, Vienna is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Vienna can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Vienna loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Vienna
Louisiana has no separate rate rule for Vienna; the sourced rows below are what reach every lender that serves its 468 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
The Vienna borrowing checklist
Before you hand your details to a lender in Vienna, where the population is near 468:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Louisiana licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Louisiana; what changes is your credit file, not the fact that Vienna holds 468 people.
Vienna in state context
Within Louisiana, Vienna holds roughly 0.0% of all residents, the 216th-largest share among 302 places. Its 2020-to-2023 change ranks 165th of 302 Louisiana places, putting it near the 45th percentile for growth. Its roughly 135 residents per square mile place it 261st among Louisiana's places. In land area, Vienna ranks 112th among Louisiana's 302 places.
Common questions
What are my options in Vienna if my credit is poor?
What loan size can I expect in Vienna?
Do I have to pledge anything to borrow in Vienna?
Does comparing loans in Vienna cost me credit score points?
Nearby places
- Ruston, LA — population 22,233
- Dubach, LA — population 890
- Grambling, LA — population 5,278
- Choudrant, LA — population 1,017
- Simsboro, LA — population 797
- Bernice, LA — population 1,310
- Downsville, LA — population 113
- Quitman, LA — population 156