Personal loans in Verdon, NE
The first question in Verdon is not the rate on offer but whether the payment fits; about 158 people live here under Nebraska lending law. Verdon is home to roughly 158 people and stands 360th by size out of 527 Census places in Nebraska.
Read the disclosure for an origination fee and any prepayment penalty before signing in Verdon. Verdon shed about 3.7% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Verdon's 158 residents is governed by Nebraska statute; no city ordinance changes it. Borrowers who want a bigger city can look to Falls City, NE about 8 miles away.
Local context for Verdon
What follows is Verdon's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: about 158 people live here, which puts Verdon 360th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: Verdon's 158 people outrank roughly 32% of the places in Nebraska.
- Population density: about 667 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Verdon's 0.2 square miles rank 399th of 527 places in Nebraska.
- Share of state population: Verdon's 158 residents are about 0.0% of Nebraska.
- Nationally: Verdon is the 17,164th-largest of 19,457 Census places in the dataset.
- Growth in Nebraska: Verdon stands 462nd by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Verdon's 3.7%.
- Density rank: Verdon places 328th among Nebraska's places by people per square mile.
- Density in context: Verdon's 667 people per square mile sit against a Nebraska median of 830.
- Location: coordinates 40.1491, -95.7112 (US Census Bureau Gazetteer).
- Nearest larger cities: Falls City (8 mi); Humboldt (12 mi); Morrill (15 mi); Sabetha (17 mi); Auburn (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Salem (5 mi); Shubert (6 mi); Dawson (6 mi), each with its own Census population profile.
- Smaller places within 50 miles: 56 of them.
- At 100 miles: 347 larger Census places fall inside that radius.
How Verdon compares across Nebraska
Against Nebraska's other places, Verdon accounts for about 0.0% of the state's population and ranks 360th of 527 by size. On the 2020-to-2023 trend, Verdon stands 462nd among Nebraska's 527 places — roughly the 12th percentile. At about 667 people per square mile, Verdon is the 328th most densely settled place in Nebraska. By land area, its 0.2 square miles rank 399th of 527 places in Nebraska.
Verdon on the map
Inside Verdon's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 667 people per square mile. The largest place in Nebraska, Omaha, lies about 79 miles away. Counting outward 50 miles, 67 larger communities surround Verdon. The 100-mile radius contains 347 larger places.
What is available to Verdon borrowers
At roughly 667 people per square mile, Verdon is moderately settled; 67 larger places lie within 50 miles. Whether Verdon has a local branch or not, a Nebraska-licensed lender can serve its 158 people online on the same terms. For a larger market, the closest option is Falls City, NE about 8 miles away.
Which Nebraska laws govern a loan in Verdon
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Verdon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
A pre-application checklist for Verdon
Complete these steps first when you borrow in Verdon (158 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Verdon and the rest of Nebraska is not the process but the borrower's own file, among the 158 people here.
Common questions
What are my options in Verdon if my credit is poor?
What loan size can I expect in Verdon?
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Does comparing loans in Verdon cost me credit score points?
Nearby places
- Salem, NE — population 83
- Shubert, NE — population 156
- Stella, NE — population 145
- Dawson, NE — population 145
- Falls City, NE — population 4,045
- Barada, NE — population 20
- Nemaha, NE — population 115
- Morrill, KS — population 213