Personal loans in Verdigre, NE
When Nebraska caps or restricts a product, lenders either change the terms or withdraw it from Verdigre as from the rest of the state. An estimated 540 people make their home in Verdigre, a figure that ranks 185th in Nebraska. The roughly 540 people who live in Verdigre borrow under Nebraska rules; city hall sets no personal-loan rate. A 2020-to-2023 comparison shows Verdigre down by about 1.8%. Pull your credit reports and line up at least three offers before you apply from Verdigre. The nearest larger metro is Creighton, NE about 11 miles away.
What the Census records for Verdigre
Verdigre is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 540 people live here, which puts Verdigre 185th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: A loss of roughly 1.8% between 2020 and 2023.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: about 65% of Nebraska's Census places are smaller than Verdigre.
- Population density: about 985 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Verdigre's 0.5 square miles rank 207th of 527 places in Nebraska.
- Water area rank: Verdigre ranks 42nd among Nebraska's 527 places, with 0.01 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Verdigre.
- National rank: Verdigre sits 12,852nd by population among the 19,457 places in this dataset.
- Growth rank: Verdigre ranks 363rd among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Verdigre moved 1.8%.
- Density in Nebraska: Verdigre ranks 206th by people per square mile.
- Density vs Nebraska: Verdigre's 985 people per square mile compare with a state median of 830.
- Location: 42.5972, -98.0356 (US Census Bureau Gazetteer).
- Nearest larger cities: Creighton (11 mi); Springfield (20 mi); Bloomfield (20 mi); Plainview (21 mi); Wausa (26 mi). Online lenders reach Verdigre no matter how far the nearest branch is.
- Smaller communities close by: Winnetoon (7 mi); Center (8 mi); Bazile Mills (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 44 smaller Census places.
- Larger places within 100 miles: 103.
Verdigre against the rest of Nebraska
Set beside Nebraska's 527 places, Verdigre ranks 185th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Verdigre ranks 363rd of 527 in Nebraska (about the 31th percentile). At about 985 people per square mile, Verdigre is the 206th most densely settled place in Nebraska. By land area, its 0.5 square miles rank 207th of 527 places in Nebraska.
How lenders reach Verdigre
At roughly 985 people per square mile, Verdigre is moderately settled; 24 larger places lie within 50 miles. A Nebraska licence lets a lender serve Verdigre without a local office, so branch density does not change what its 540 residents are offered. The nearest bigger place is Creighton, NE about 11 miles away.
Where Verdigre sits
The Census Gazetteer records 0.5 square miles of land and 0.01 square miles of water within Verdigre. With 540 residents, the land area yields roughly 985 people per square mile. The largest place in Nebraska, Omaha, lies about 137 miles away. Counting outward 50 miles, 24 larger communities surround Verdigre. By land area it ranks 207th of 527 Nebraska places.
The Verdigre borrowing checklist
For Verdigre's roughly 540 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Nebraska licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Nebraska; what changes is your credit file, not the fact that Verdigre holds 540 people.
Nebraska rules behind a Verdigre personal loan
These are Nebraska's sourced lending facts as they reach Verdigre's 540 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Common questions
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Nearby places
- Winnetoon, NE — population 50
- Niobrara, NE — population 363
- Bazile Mills, NE — population 23
- Center, NE — population 73
- Creighton, NE — population 1,116
- Verdel, NE — population 39
- Brunswick, NE — population 154
- Royal, NE — population 57