Personal loans in Vanlue, OH
Vanlue is one of 924 Census places in Ohio; its 339 residents put it at 735th. In Vanlue, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Verify the lender's Ohio licence against the regulator named below before borrowing in Vanlue. Consumer lending that reaches Vanlue's 339 residents is governed by Ohio statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 2.0% decline in Vanlue. The closest larger city is Carey, OH about 6 miles away.
What the Census records for Vanlue
Here is the sourced Census picture for Vanlue, plus the Ohio lending rules that apply to a loan taken out here.
- Population: 339 — Vanlue ranks 735th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: roughly 20% of Ohio's places have fewer residents than Vanlue's 339.
- Land and density: 0.3 square miles of land carry roughly 974 residents per square mile.
- Land area: Vanlue covers 0.3 square miles, the 752nd-largest area among Ohio's 924 places.
- State population share: Vanlue accounts for about 0.0% of everyone in Ohio.
- National rank: Vanlue is the 14,699th most populous of the 19,457 Census places covered here.
- Growth rank: Vanlue ranks 727th among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Vanlue's 2.0%.
- Density rank: Vanlue places 613th among Ohio's places by people per square mile.
- Against the state median: Vanlue runs about 974 residents per square mile, where the Ohio median is 1,289.
- Location: latitude 40.9741, longitude -83.4848 (Census Gazetteer).
- Nearest larger cities: Carey (6 mi); Mount Blanchard (6 mi); Arcadia (9 mi); Findlay (9 mi); Arlington (10 mi). Larger metros often have more branches, but online lenders reach Vanlue on the same terms.
- Smaller communities within reach: Wharton (8 mi); New Riegel (10 mi); Kirby (12 mi).
- Smaller places within 50 miles: 41 of them.
- Larger places within 100 miles: 486.
Land, water and location for Vanlue
Vanlue's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 974 people per square mile. The state's population centre of gravity, Columbus, is roughly 73 miles away. Counting outward 50 miles, 123 larger communities surround Vanlue. By land area it ranks 752nd of 924 Ohio places.
Vanlue against the rest of Ohio
Among Ohio's 924 places, Vanlue sits at 735th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Vanlue ranks 727th of 924 in Ohio (about the 21th percentile). At about 974 people per square mile, Vanlue is the 613th most densely settled place in Ohio. In land area, Vanlue ranks 752nd among Ohio's 924 places.
Ohio rules behind a Vanlue personal loan
For the roughly 339 residents of Vanlue, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Getting a loan in Vanlue
Vanlue is moderately settled, with about 974 people per square mile and 123 larger places within 50 miles. Lenders licensed in Ohio reach Vanlue's 339 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carey, OH about 6 miles away.
A practical checklist for Vanlue borrowers
A sensible order of operations for a loan in Vanlue, home to about 339 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Ohio regulator's licence records before you sign.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
In Vanlue as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 339 residents.
Common questions
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Nearby places
- Carey, OH — population 3,491
- Mount Blanchard, OH — population 462
- Wharton, OH — population 319
- Arcadia, OH — population 555
- Findlay, OH — population 40,139
- Forest, OH — population 1,331
- Kirby, OH — population 113
- New Riegel, OH — population 280