Personal loans in Urbandale, IA

The Urbandale data picture

Most of what governs a Urbandale loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 46,729 residents; Urbandale is the 12th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Up about 2.5% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,147 residents.
• Size percentile: bigger than about 99% of the places in Iowa, with 46,729 residents in Urbandale.
• Population density: about 2,073 people per square mile (Census land area 22.5 sq mi).
• By land area: Urbandale ranks 15th among Iowa's 940 places, at 22.5 sq mi.
• Water area: Urbandale has 0.04 square miles of water, ranking 95th of 940 places in Iowa.
• State share: roughly 1.8% of Iowa's residents live in Urbandale (46,729 people).
• National rank: Urbandale sits 856th by population among the 19,457 places in this dataset.
• Growth in Iowa: Urbandale stands 72nd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Urbandale moved 2.5%.
• Density rank: Urbandale places 20th among Iowa's places by people per square mile.
• Density in context: Urbandale's 2,073 people per square mile sit against a Iowa median of 672.
• Location: coordinates 41.6367, -93.7799 (US Census Bureau Gazetteer).
• Nearest larger cities: West Des Moines (6 mi); Des Moines (10 mi); Ankeny (11 mi); Ames (28 mi); Waterloo (94 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Clive (2 mi); Grimes (3 mi); Windsor Heights (4 mi), each with its own Census population profile.
• Smaller neighbours: 131 places smaller than Urbandale sit within 50 miles.
• At 100 miles: 5 larger Census places fall inside that radius.

What is available to Urbandale borrowers

At roughly 2,073 people per square mile, Urbandale is fairly dense; 4 larger places lie within 50 miles. Whether Urbandale has a local branch or not, a Iowa-licensed lender can serve its 46,729 people online on the same terms. The nearest larger city, West Des Moines, IA about 6 miles away.

Land, water and location for Urbandale

Inside Urbandale's boundaries lie roughly 22.5 square miles of land and 0.04 square miles of water. Spread across it are roughly 2,073 residents per square mile. The largest place in Iowa, Des Moines, lies about 10 miles away. Counting outward 50 miles, 4 larger communities surround Urbandale. The 100-mile radius contains 5 larger places.

Urbandale in state context

Among Iowa's 940 places, Urbandale sits at 12th for population, a share of roughly 1.8% of the state. Its 2020-to-2023 change ranks 72nd of 940 Iowa places, putting it near the 92th percentile for growth. By density, at about 2,073 people per square mile, it ranks 20th in Iowa. By land area, its 22.5 square miles rank 15th of 940 places in Iowa.

Before you apply in Urbandale

Before you apply in Urbandale, a community of about 46,729, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Iowa; what changes is your credit file, not the fact that Urbandale holds 46,729 people.

Which Iowa laws govern a loan in Urbandale

For the roughly 46,729 residents of Urbandale, the rules below are Iowa's own; each row carries its publisher and retrieval date.