Personal loans in Union Grove, TX

The Census estimates 467 residents in Union Grove, which ranks it 994th of 1,224 places in Texas. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Union Grove loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Union Grove's 467 residents. For a bigger market, look to Gladewater, TX about 3 miles away.

Union Grove: population, trend and location

Two layers matter for a Union Grove borrower: the local population picture and Texas's consumer-lending statutes.

• Population: a Census-estimated 467, 994th among Texas's 1,224 places (Vintage 2023).
• Population trend: About 4.7% above the 2020 Census base.
• People gained or lost: about 21 more since the 2020 base.
• Size percentile: about 19% of Texas communities are smaller than Union Grove (467 residents).
• Land and density: 0.9 square miles of land carry roughly 499 residents per square mile.
• By land area: Union Grove ranks 1,036th among Texas's 1,224 places, at 0.9 sq mi.
• Water: Union Grove holds about 0.01 square miles, the 547th-largest water area in Texas.
• State population share: Union Grove accounts for about 0.0% of everyone in Texas.
• National rank: Union Grove sits 13,456th by population among the 19,457 places in this dataset.
• Growth in Texas: Union Grove stands 447th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Union Grove moved 4.7%.
• Density rank: Union Grove is the 881st most densely settled place in Texas.
• Against the state median: Union Grove runs about 499 residents per square mile, where the Texas median is 840.
• Location: 32.5750, -94.9151 (US Census Bureau Gazetteer).
• Nearest larger cities: Gladewater (3 mi); Clarksville City (3 mi); East Mountain (3 mi); White Oak (5 mi); Longview (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Warren City (2 mi); Avinger (31 mi); Rocky Mound (31 mi).
• Smaller neighbours: 16 places smaller than Union Grove sit within 50 miles.
• At 100 miles: 198 larger Census places fall inside that radius.

Lender access in Union Grove

Union Grove is lightly settled, with about 499 people per square mile and 54 larger places within 50 miles. What is available to Union Grove's 467 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Gladewater, TX about 3 miles away.

How Union Grove compares across Texas

Among Texas's 1,224 places, Union Grove sits at 994th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Union Grove ranks 447th of 1,224 in Texas (about the 63th percentile). By density, at about 499 people per square mile, it ranks 881st in Texas. The population moved by about 21 people between 2020 and 2023, a 4.7% shift.

The Union Grove borrowing checklist

Complete these steps first when you borrow in Union Grove (467 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Union Grove as elsewhere in Texas, the written terms — not the advertisement — are what count for its 467 residents.

The state rulebook for Union Grove

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Union Grove lender must follow.

What a Union Grove borrower is actually offered

Most loans made to Union Grove's 467 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Union Grove lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Union Grove loan but raises total interest, so the smallest payment is not the cheapest loan.