Personal loans in Union Gap, WA

Judge Union Gap offers on total cost, not on how quickly the money arrives. Census figures put the 2020-to-2023 decrease in Union Gap at about 1.9%. Which products a lender may offer to Union Gap's 6,439 residents follows from the Washington consumer-lending framework. The nearest larger metro is Yakima, WA about 4 miles away.

Union Gap by the numbers

Two layers matter for a Union Gap borrower: the local population picture and Washington's consumer-lending statutes.

• Population: 6,439 people, a figure that places Union Gap 117th among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.9% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 125 residents.
• Size percentile: bigger than about 58% of the places in Washington, with 6,439 residents in Union Gap.
• Population density: about 1,155 people per square mile (Census land area 5.6 sq mi).
• Land area: Union Gap covers 5.6 square miles, the 93rd-largest area among Washington's 281 places.
• State population share: Union Gap accounts for about 0.1% of everyone in Washington.
• National rank: Union Gap sits 4,194th by population among the 19,457 places in this dataset.
• Growth in Washington: Union Gap stands 234th by percentage change from 2020 to 2023, among 281 places.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Union Gap's 1.9%.
• Density rank: Union Gap places 180th among Washington's places by people per square mile.
• Density vs Washington: Union Gap's 1,155 people per square mile compare with a state median of 1,518.
• Location: the Census Gazetteer records it at 46.5544, -120.4921.
• Nearest larger cities: Yakima (4 mi); Selah (7 mi); Toppenish (15 mi); Sunnyside (28 mi); Ellensburg (31 mi). Living near a larger metro rarely changes what is available in Union Gap.
• Smaller towns nearby: Moxee (5 mi); Wapato (8 mi); Harrah (11 mi).
• Smaller places within 50 miles: 15 of them.
• Within 100 miles: 36 places are larger than Union Gap.

How lenders reach Union Gap

At roughly 1,155 people per square mile, Union Gap is moderately settled; 6 larger places lie within 50 miles. Lenders licensed in Washington reach Union Gap's 6,439 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Yakima, WA about 4 miles away.

How Washington law applies in Union Gap

The rows below set out what a licensed lender must follow in Washington, and so for Union Gap's roughly 6,439 residents.

Where Union Gap sits in Washington

Among Washington's 281 places, Union Gap sits at 117th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Union Gap stands 234th among Washington's 281 places — roughly the 17th percentile. At about 1,155 people per square mile, Union Gap is the 180th most densely settled place in Washington. Within 50 miles sit 15 smaller Census places, alongside the 6 that are larger.

The Union Gap borrowing checklist

Before you apply in Union Gap, a community of about 6,439, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

In Union Gap as elsewhere in Washington, the written terms — not the advertisement — are what count for its 6,439 residents.

Union Gap: area, density and distance

The Census Gazetteer records about 5.6 square miles of land within Union Gap, with no significant water area listed. The resulting density is about 1,155 people per square mile. The state's population centre of gravity, Seattle, is roughly 114 miles away. Counting outward 50 miles, 6 larger communities surround Union Gap. The 100-mile radius contains 36 larger places.