Personal loans in Unadilla, GA
In Unadilla, one of 536 Census places in Georgia, the figure to compare across lenders is the APR, not the advertised rate. A single loan can carry different costs on either side of a state line, and Unadilla sits on the Georgia side of that line. An estimated 3,169 people make their home in Unadilla, a figure that ranks 190th in Georgia. Judge Unadilla offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.6% growth in Unadilla. Borrowers who want a bigger city can look to Perry, GA about 15 miles away.
Where Unadilla stands
Set out below is Unadilla's local context next to the state-level rules that reach every lender here.
- Population: 3,169 residents; Unadilla is the 190th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.6% from 2020 to 2023.
- People gained or lost: about 49 more since the 2020 base.
- Size percentile: about 65% of Georgia communities are smaller than Unadilla (3,169 residents).
- Population density: 524 people per square mile on 6.0 square miles of land.
- By land area: Unadilla ranks 159th among Georgia's 536 places, at 6.0 sq mi.
- Water area: Unadilla has 0.04 square miles of water, ranking 197th of 536 places in Georgia.
- State share: roughly 0.1% of Georgia's residents live in Unadilla (3,169 people).
- National rank: Unadilla is 6,108th of 19,457 places nationwide.
- Growth rank: Unadilla's 2020-to-2023 change ranks 256th of 536 places in Georgia.
- Against the state trend: Unadilla's 1.6% change compares with a Georgia average of +3.4% across its 536 places.
- Density in Georgia: Unadilla ranks 272nd by people per square mile.
- Against the state median: Unadilla runs about 524 residents per square mile, where the Georgia median is 536.
- Location: 32.2573, -83.7359 (Census Gazetteer coordinates).
- Nearest larger cities: Perry (15 mi); Hawkinsville (15 mi); Cordele (21 mi); Fort Valley (22 mi); Warner Robins (24 mi). Larger metros often have more branches, but online lenders reach Unadilla on the same terms.
- Nearest smaller places: Pinehurst (4 mi); Byromville (11 mi); Lilly (11 mi).
- Smaller places within 50 miles: 43 of them.
- At 100 miles: 78 larger Census places fall inside that radius.
Borrowing reach in Unadilla
With about 524 residents per square mile, Unadilla is moderately settled, and 14 larger Census places sit within 50 miles. Distance to a branch rarely matters for Unadilla's 3,169 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Perry, GA about 15 miles away.
Unadilla on the map
Unadilla's land area is about 6.0 square miles; a further 0.04 square miles is water. That land carries about 524 people per square mile. The state's population centre of gravity, Atlanta, is roughly 111 miles away. Counting outward 50 miles, 14 larger communities surround Unadilla. By land area it ranks 159th of 536 Georgia places.
Georgia consumer-lending rules applied in Unadilla
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Unadilla is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Unadilla's place among Georgia's 536 places
Against Georgia's other places, Unadilla accounts for about 0.1% of the state's population and ranks 190th of 536 by size. For population change between 2020 and 2023, Unadilla ranks 256th of 536 in Georgia (about the 52th percentile). At about 524 people per square mile, Unadilla is the 272nd most densely settled place in Georgia. The population moved by about 49 people between 2020 and 2023, a 1.6% shift.
A pre-application checklist for Unadilla
Complete these steps first when you borrow in Unadilla (3,169 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Georgia licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
What differs between Unadilla and the rest of Georgia is not the process but the borrower's own file, among the 3,169 people here.
Common questions
What are my options in Unadilla if my credit is poor?
What loan size can I expect in Unadilla?
Do I have to pledge anything to borrow in Unadilla?
Does comparing loans in Unadilla cost me credit score points?
Nearby places
- Pinehurst, GA — population 300
- Vienna, GA — population 2,845
- Lilly, GA — population 128
- Byromville, GA — population 335
- Dooling, GA — population 64
- Perry, GA — population 24,029
- Hawkinsville, GA — population 4,100
- Pineview, GA — population 453