Personal loans in Unadilla, NE
A 2020-to-2023 comparison shows Unadilla up by about 2.0%. With an estimated 301 residents, Unadilla is the 259th-largest of 527 places in Nebraska.
In Unadilla, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. If debt is already a strain, a nonprofit credit counsellor can help Unadilla residents before they take on more. To lend to Unadilla's 301 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. The closest larger place is Syracuse, NE about 5 miles away.
What the Census records for Unadilla
The figures below are Unadilla's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 301 — Unadilla ranks 259th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.0% since the 2020 count.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: bigger than about 51% of the places in Nebraska, with 301 residents in Unadilla.
- Density: roughly 944 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Unadilla's 0.3 square miles rank 322nd of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Unadilla (301 people).
- National rank: Unadilla is 15,114th of 19,457 places nationwide.
- Growth rank: Unadilla ranks 71st among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Unadilla's 2.0%.
- Density rank: Unadilla is the 222nd most densely settled place in Nebraska.
- Against the state median: Unadilla runs about 944 residents per square mile, where the Nebraska median is 830.
- Location: the Census Gazetteer records it at 40.6830, -96.2699.
- Nearest larger cities: Syracuse (5 mi); Palmyra (7 mi); Elmwood (11 mi); Bennet (12 mi); Eagle (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Otoe (8 mi); Douglas (9 mi); Burr (10 mi).
- Smaller places within 50 miles: 64 of them.
- Larger places within 100 miles: 211.
Unadilla on the map
The Census Gazetteer records about 0.3 square miles of land within Unadilla, with no significant water area listed. The resulting density is about 944 people per square mile. The state's population centre of gravity, Omaha, is roughly 42 miles away. Counting outward 50 miles, 64 larger communities surround Unadilla. Within the same 50 miles lie 64 smaller Census places.
Unadilla against the rest of Nebraska
Among Nebraska's 527 places, Unadilla sits at 259th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 71st of 527 Nebraska places, putting it near the 87th percentile for growth. At about 944 people per square mile, Unadilla is the 222nd most densely settled place in Nebraska. The population moved by about 6 people between 2020 and 2023, a 2.0% shift.
The Nebraska lending rules that reach Unadilla
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Unadilla is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
The anatomy of a Unadilla personal loan
Most loans made to Unadilla's 301 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Unadilla's rank of 259th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Unadilla loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Unadilla
Unadilla is moderately settled, with about 944 people per square mile and 64 larger places within 50 miles. Lenders licensed in Nebraska reach Unadilla's 301 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Syracuse, NE about 5 miles away.
Common questions
What are my options in Unadilla if my credit is poor?
What loan size can I expect in Unadilla?
Do I have to pledge anything to borrow in Unadilla?
Does comparing loans in Unadilla cost me credit score points?
Nearby places
- Syracuse, NE — population 1,974
- Palmyra, NE — population 567
- Douglas, NE — population 173
- Burr, NE — population 54
- Otoe, NE — population 166
- Elmwood, NE — population 685
- Avoca, NE — population 183
- Cook, NE — population 311