Personal loans in Ulen, MN

Ulen counts about 475 people, and what is genuinely local about borrowing here is limited — Minnesota law does the governing. Rate ceilings, licensing requirements and product limits for Ulen are all set at the Minnesota level. If debt is already a strain, a nonprofit credit counsellor can help Ulen residents before they take on more. The nearest larger metro is Twin Valley, MN about 12 miles away.

Ulen by the numbers

Here is the sourced Census picture for Ulen, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: 475 people, a figure that places Ulen 507th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.8% from 2020 to 2023.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: about 41% of Minnesota's Census places are smaller than Ulen.
• Density: roughly 445 residents per square mile, spread over 1.1 sq mi of land.
• Land area: Ulen covers 1.1 square miles, the 483rd-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Ulen (475 people).
• Nationally: Ulen is the 13,370th-largest of 19,457 Census places in the dataset.
• Growth rank: Ulen's 2020-to-2023 change ranks 445th of 853 places in Minnesota.
• Against the state trend: Ulen's 0.8% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Ulen ranks 521st by people per square mile.
• Density in context: Ulen's 445 people per square mile sit against a Minnesota median of 607.
• Location: 47.0782, -96.2582 (Census Gazetteer coordinates).
• Nearest larger cities: Twin Valley (12 mi); Hawley (14 mi); Lake Park (15 mi); Ada (19 mi); Audubon (20 mi). Online lenders reach Ulen no matter how far the nearest branch is.
• Nearest smaller towns: Hitterdal (7 mi); Felton (12 mi); Borup (14 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 43 of them.
• At 100 miles: 91 larger Census places fall inside that radius.

Where Ulen sits

The Census Gazetteer records about 1.1 square miles of land within Ulen, with no significant water area listed. With 475 residents, the land area yields roughly 445 people per square mile. Minneapolis, the largest place in Minnesota, is about 205 miles from Ulen. Within 50 miles of Ulen there are 29 larger Census places. Within the same 50 miles lie 43 smaller Census places.

The state rulebook for Ulen

For the roughly 475 residents of Ulen, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

What is available to Ulen borrowers

Ulen is lightly settled, with about 445 people per square mile and 29 larger places within 50 miles. Whether Ulen has a local branch or not, a Minnesota-licensed lender can serve its 475 people online on the same terms. The nearest bigger place is Twin Valley, MN about 12 miles away.

A pre-application checklist for Ulen

Before you apply in Ulen, a community of about 475, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Ulen-specific: the same Minnesota licensing and disclosure rules reach all 475 residents.

How Ulen compares across Minnesota

Ulen is the 507th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 445th of 853 Minnesota places, putting it near the 48th percentile for growth. At about 445 people per square mile, Ulen is the 521st most densely settled place in Minnesota. The population moved by about 4 people between 2020 and 2023, a 0.8% shift.