Personal loans in Ulen, IN
A single loan can carry different costs on either side of a state line, and Ulen sits on the Indiana side of that line. An estimated 113 people make their home in Ulen, a figure that ranks 541st in Indiana. A personal loan in Ulen is priced from your credit file and income, not from the fact that the city holds 113 people. A 2020-to-2023 comparison shows Ulen down by about 0.9%. Judge Ulen offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Lebanon, IN about 2 miles away.
Ulen: population, trend and location
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: the Census counts 113 residents in Ulen (Vintage 2023 subcounty estimate), the 541st-largest figure among Indiana's 565 places.
- Population trend: Down about 0.9% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: Ulen's 113 people outrank roughly 4% of the places in Indiana.
- Population density: about 496 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Ulen's 0.2 square miles rank 490th of 565 places in Indiana.
- Share of Indiana: Ulen holds about 0.0% of the state's population, some 113 people.
- National rank: Ulen is the 17,908th most populous of the 19,457 Census places covered here.
- Growth rank: Ulen ranks 428th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Ulen's 0.9% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Ulen places 520th among Indiana's places by people per square mile.
- Density in context: Ulen's 496 people per square mile sit against a Indiana median of 1,375.
- Location: 40.0661, -86.4652 (US Census Bureau Gazetteer).
- Nearest larger cities: Lebanon (2 mi); Whitestown (8 mi); Thorntown (9 mi); Zionsville (9 mi); Advance (10 mi). Living near a larger metro rarely changes what is available in Ulen.
- Smaller communities within reach: North Crows Nest (21 mi); Crows Nest (21 mi); Spring Hill (22 mi).
- Within a 50-mile radius: 10 smaller Census places.
- Larger places within 100 miles: 487.
How personal loans work in Ulen
In Ulen, a small community of about 113, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Ulen's rank of 541st in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ulen decides the split between a comfortable payment and the total interest you pay.
Where Ulen sits
Inside Ulen's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 113 residents, the land area yields roughly 496 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 99 miles away. Counting outward 50 miles, 140 larger communities surround Ulen. Within the same 50 miles lie 10 smaller Census places.
Where Ulen sits in Indiana
Within Indiana, Ulen holds roughly 0.0% of all residents, the 541st-largest share among 565 places. For population change between 2020 and 2023, Ulen ranks 428th of 565 in Indiana (about the 24th percentile). Its roughly 496 residents per square mile place it 520th among Indiana's places. Between 2020 and 2023 the count changed by roughly 1 residents.
How Indiana law applies in Ulen
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Ulen lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Borrowing reach in Ulen
Ulen is a lightly settled community of about 113 people, with 140 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ulen's 113 residents: the application is online and the price follows your credit file. The nearest bigger place is Lebanon, IN about 2 miles away.
Common questions
What are my options in Ulen if my credit is poor?
What loan size can I expect in Ulen?
Do I have to pledge anything to borrow in Ulen?
Does comparing loans in Ulen cost me credit score points?
Nearby places
- Lebanon, IN — population 17,252
- Whitestown, IN — population 13,049
- Thorntown, IN — population 1,416
- Zionsville, IN — population 32,534
- Kirklin, IN — population 705
- Advance, IN — population 505
- Pittsboro, IN — population 4,235
- Lizton, IN — population 513