Personal loans in Tuscumbia, AL

Local context for Tuscumbia

Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.

• Population: the Census counts 9,169 residents in Tuscumbia (Vintage 2023 subcounty estimate), the 72nd-largest figure among Alabama's 462 places.
• Population trend: Growth of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 120 more since the 2020 base.
• Size percentile: about 84% of Alabama's Census places are smaller than Tuscumbia.
• Population density: about 995 people per square mile across 9.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Tuscumbia covers 9.2 square miles, the 159th-largest area among Alabama's 462 places.
• Water: Tuscumbia holds about 0.04 square miles, the 171st-largest water area in Alabama.
• Share of Alabama: Tuscumbia holds about 0.3% of the state's population, some 9,169 people.
• National rank: Tuscumbia sits 3,340th by population among the 19,457 places in this dataset.
• Growth rank: Tuscumbia's 2020-to-2023 change ranks 164th of 462 places in Alabama.
• Against the state trend: Tuscumbia's 1.3% change compares with a Alabama average of +1.0% across its 462 places.
• Density in Alabama: Tuscumbia ranks 37th by people per square mile.
• Against the state median: Tuscumbia runs about 995 residents per square mile, where the Alabama median is 259.
• Location: 34.7185 / -87.7026, per the US Census Bureau Gazetteer.
• Nearest larger cities: Sheffield (3 mi); Muscle Shoals (4 mi); Florence (8 mi); Russellville (15 mi); Decatur (42 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Littleville (9 mi); Leighton (10 mi); St. Florian (12 mi).
• Smaller places within 50 miles: 54 of them.
• At 100 miles: 38 larger Census places fall inside that radius.

What a Tuscumbia borrower is actually offered

A Tuscumbia personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,169 residents. The APR tracks your credit score rather than Tuscumbia's rank of 72nd in Alabama: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tuscumbia loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Tuscumbia

With about 995 residents per square mile, Tuscumbia is moderately settled, and 9 larger Census places sit within 50 miles. What is available to Tuscumbia's 9,169 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sheffield, AL about 3 miles away.

Tuscumbia in state context

Among Alabama's 462 places, Tuscumbia sits at 72nd for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Tuscumbia ranks 164th of 462 in Alabama (about the 65th percentile). Its roughly 995 residents per square mile place it 37th among Alabama's places. The population moved by about 120 people between 2020 and 2023, a 1.3% shift.

Where Tuscumbia sits

Inside Tuscumbia's boundaries lie roughly 9.2 square miles of land and 0.04 square miles of water. That land carries about 995 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 58 miles. Counting outward 50 miles, 9 larger communities surround Tuscumbia. The 100-mile radius contains 38 larger places.

Alabama consumer-lending rules applied in Tuscumbia

These are Alabama's sourced lending facts as they reach Tuscumbia's 9,169 residents; the state has no city-level rate rule.