Personal loans in Tuscola, IL
A personal loan in Tuscola is priced from your credit file and income, not from the fact that the city holds 4,614 people. About 4,614 people live in Tuscola, placing it 343rd of 1,294 Census places in Illinois.
Borrowers who want a bigger city can look to Savoy, IL about 18 miles away. Population in Tuscola dropped about 0.6% over the three years from 2020 to 2023. Every figure below is Illinois's own, applied to Tuscola's 4,614 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Tuscola loan.
Where Tuscola stands
Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.
- Population: the Census counts 4,614 residents in Tuscola (Vintage 2023 subcounty estimate), the 343rd-largest figure among Illinois's 1,294 places.
- Population trend: A loss of roughly 0.6% between 2020 and 2023.
- Net change: roughly 27 fewer people than the 2020 Census counted.
- Size percentile: about 73% of Illinois's Census places are smaller than Tuscola.
- Density: the Census land area of 2.9 sq mi holds about 1,565 people per square mile.
- By land area: Tuscola ranks 374th among Illinois's 1,294 places, at 2.9 sq mi.
- Water area: Tuscola has 0.01 square miles of water, ranking 474th of 1,294 places in Illinois.
- Share of Illinois: Tuscola holds about 0.0% of the state's population, some 4,614 people.
- National standing: Tuscola ranks 5,056th of 19,457 US places.
- Growth rank: Tuscola ranks 195th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Tuscola moved 0.6%.
- Density rank: Tuscola is the 351st most densely settled place in Illinois.
- Density vs Illinois: Tuscola's 1,565 people per square mile compare with a state median of 993.
- Location: latitude 39.7959, longitude -88.2755 (Census Gazetteer).
- Nearest larger cities: Savoy (18 mi); Champaign (22 mi); Urbana (22 mi); Charleston (22 mi); Mattoon (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Camargo (6 mi); Villa Grove (8 mi); Arcola (8 mi).
- Within a 50-mile radius: 123 smaller Census places.
- Larger places within 100 miles: 65.
Where Tuscola sits in Illinois
Tuscola is the 343rd-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Tuscola stands 195th among Illinois's 1,294 places — roughly the 85th percentile. By density, at about 1,565 people per square mile, it ranks 351st in Illinois. The population moved by about 27 people between 2020 and 2023, a 0.6% shift.
The state rulebook for Tuscola
For the roughly 4,614 residents of Tuscola, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The anatomy of a Tuscola personal loan
With roughly 4,614 residents, Tuscola is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Tuscola can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Tuscola loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Tuscola
At roughly 1,565 people per square mile, Tuscola is moderately settled; 15 larger places lie within 50 miles. Whether Tuscola has a local branch or not, a Illinois-licensed lender can serve its 4,614 people online on the same terms. The nearest larger city, Savoy, IL about 18 miles away.
Tuscola on the map
The Census Gazetteer records 2.9 square miles of land and 0.01 square miles of water within Tuscola. That land carries about 1,565 people per square mile. Chicago, the largest place in Illinois, is about 144 miles from Tuscola. Counting outward 50 miles, 15 larger communities surround Tuscola. The 100-mile radius contains 65 larger places.
Common questions
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Nearby places
- Camargo, IL — population 447
- Arcola, IL — population 2,890
- Pesotum, IL — population 539
- Villa Grove, IL — population 2,440
- Garrett, IL — population 124
- Hindsboro, IL — population 271
- Sadorus, IL — population 391
- Atwood, IL — population 1,099