Personal loans in Tupelo, OK
A personal loan in Tupelo is priced from your credit file and income, not from the fact that the city holds 324 people. Tupelo ranks 368th of 590 places in Oklahoma, with a population near 324. Compare APR, not the interest rate, because the APR folds in most fees on a Tupelo loan. Population in Tupelo dropped about 0.3% over the three years from 2020 to 2023. Lenders active in Tupelo report to a Oklahoma supervisor, identified in the sourced rows below. The next larger city is Stonewall, OK about 7 miles away.
Tupelo: population, trend and location
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: about 324, ranked 368th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: roughly 38% of Oklahoma's places have fewer residents than Tupelo's 324.
- Density: roughly 781 residents per square mile, spread over 0.4 sq mi of land.
- Land area rank: Tupelo's 0.4 square miles rank 458th of 590 places in Oklahoma.
- State population share: Tupelo accounts for about 0.0% of everyone in Oklahoma.
- Nationally: Tupelo is the 14,853rd-largest of 19,457 Census places in the dataset.
- Growth rank: Tupelo ranks 396th among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Tupelo moved 0.3%.
- Density rank: Tupelo places 178th among Oklahoma's places by people per square mile.
- Against the state median: Tupelo runs about 781 residents per square mile, where the Oklahoma median is 546.
- Location: mapped by the US Census Bureau at 34.6027, -96.4208.
- Nearest larger cities: Stonewall (7 mi); Coalgate (12 mi); Wapanucka (16 mi); Ada (18 mi); Allen (19 mi). Larger metros often have more branches, but online lenders reach Tupelo on the same terms.
- Smaller communities close by: Centrahoma (4 mi); Phillips (13 mi); Bromide (13 mi), each with its own Census population profile.
- Smaller neighbours: 33 places smaller than Tupelo sit within 50 miles.
- At 100 miles: 226 larger Census places fall inside that radius.
The Oklahoma lending rules that reach Tupelo
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Tupelo lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How Tupelo compares across Oklahoma
Set beside Oklahoma's 590 places, Tupelo ranks 368th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 396th of 590 Oklahoma places, putting it near the 33th percentile for growth. At about 781 people per square mile, Tupelo is the 178th most densely settled place in Oklahoma. Between 2020 and 2023 the count changed by roughly 1 residents.
Lender access in Tupelo
Tupelo is moderately settled, with about 781 people per square mile and 41 larger places within 50 miles. Distance to a branch rarely matters for Tupelo's 324 residents: the application is online and the price follows your credit file. The nearest bigger place is Stonewall, OK about 7 miles away.
Tupelo on the map
Tupelo's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 781 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 86 miles. Tupelo has 41 larger places within a 50-mile radius. By land area it ranks 458th of 590 Oklahoma places.
Before you apply in Tupelo
Before you hand your details to a lender in Tupelo, where the population is near 324:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Tupelo holds 324 people.
Common questions
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Nearby places
- Centrahoma, OK — population 83
- Stonewall, OK — population 419
- Bromide, OK — population 122
- Coalgate, OK — population 1,666
- Phillips, OK — population 124
- Wapanucka, OK — population 385
- Lehigh, OK — population 271
- Gerty, OK — population 95