Personal loans in Togiak, AK
Togiak counts about 778 people, and what is genuinely local about borrowing here is limited — Alaska law does the governing. A lender that serves Togiak operates under Alaska lending statutes and a Alaska supervisor.
By population, Togiak sits at 34th in Alaska, with an estimated 778 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Togiak loan. The trend for Togiak between 2020 and 2023 is downward by roughly 5.0%. A larger market lies at Dillingham, AK about 66 miles away.
Where Togiak stands
Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.
- Population: about 778 people live here, which puts Togiak 34th of 149 Census places in Alaska (Vintage 2023).
- Population trend: Lower by roughly 5.0% since the 2020 count.
- People gained or lost: about 41 fewer since the 2020 base.
- Size percentile: roughly 77% of Alaska places rank below Togiak.
- Population density: 19 people per square mile on 42.0 square miles of land.
- Land area rank: Togiak's 42.0 square miles rank 19th of 149 places in Alaska.
- Water: Togiak holds about 182.64 square miles, the 6th-largest water area in Alaska.
- State population share: Togiak accounts for about 0.2% of everyone in Alaska.
- National standing: Togiak ranks 11,319th of 19,457 US places.
- Growth rank: Togiak ranks 120th among Alaska's 149 places for the 2020-to-2023 change.
- Against the state trend: Togiak's 5.0% change compares with a Alaska average of -3.1% across its 149 places.
- Density rank: Togiak places 100th among Alaska's places by people per square mile.
- Density in context: Togiak's 19 people per square mile sit against a Alaska median of 40.
- Location: the Census Gazetteer records it at 59.0529, -160.3969.
- Nearest larger cities: Dillingham (66 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Goodnews Bay (42 mi); Platinum (49 mi); Manokotak (58 mi).
- Smaller neighbours: 2 places smaller than Togiak sit within 50 miles.
- Within 100 miles: 1 places are larger than Togiak.
Togiak on the map
Togiak's land area is about 42.0 square miles; a further 182.64 square miles is water. Spread across it are roughly 19 residents per square mile. Anchorage, the largest place in Alaska, is about 409 miles from Togiak. Within 50 miles of Togiak there are 0 larger Census places. By land area it ranks 19th of 149 Alaska places.
The Alaska lending rules that reach Togiak
The rows below set out what a licensed lender must follow in Alaska, and so for Togiak's roughly 778 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Getting a loan in Togiak
Togiak is a sparsely settled community of about 778 people, with 0 larger places inside a 50-mile radius. Distance to a branch rarely matters for Togiak's 778 residents: the application is online and the price follows your credit file. The nearest larger city, Dillingham, AK about 66 miles away.
How Togiak compares across Alaska
Against Alaska's other places, Togiak accounts for about 0.2% of the state's population and ranks 34th of 149 by size. For population change between 2020 and 2023, Togiak ranks 120th of 149 in Alaska (about the 19th percentile). By density, at about 19 people per square mile, it ranks 100th in Alaska. In land area, Togiak ranks 19th among Alaska's 149 places.
How personal loans work in Togiak
With roughly 778 residents, Togiak is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Togiak's 778 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Togiak loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Goodnews Bay, AK — population 252
- Platinum, AK — population 54
- Manokotak, AK — population 464
- Quinhagak, AK — population 750
- Aleknagik, AK — population 199
- Dillingham, AK — population 2,126
- Clark's Point, AK — population 63
- Eek, AK — population 389