Personal loans in Tiptonville, TN

Tiptonville is home to roughly 3,437 people and stands 130th by size out of 344 Census places in Tennessee. Census figures put the 2020-to-2023 decrease in Tiptonville at about 13.7%. For a community of about 3,437, the practical step is to compare APR across at least three lenders before committing. The next larger city is Caruthersville, MO about 17 miles away. For the 3,437 people in Tiptonville, Tennessee runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Tiptonville by the numbers

Set out below is Tiptonville's local context next to the state-level rules that reach every lender here.

• Population: about 3,437, ranked 130th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: About 13.7% below the 2020 Census base.
• Net change: roughly 547 fewer people than the 2020 Census counted.
• Size percentile: Tiptonville's 3,437 people outrank roughly 62% of the places in Tennessee.
• Population density: 1,037 people per square mile on 3.3 square miles of land.
• Land area: Tiptonville covers 3.3 square miles, the 211th-largest area among Tennessee's 344 places.
• Water area rank: Tiptonville ranks 94th among Tennessee's 344 places, with 0.02 sq mi.
• Share of Tennessee: Tiptonville holds about 0.1% of the state's population, some 3,437 people.
• National standing: Tiptonville ranks 5,878th of 19,457 US places.
• Growth rank: Tiptonville ranks 343rd among Tennessee's 344 places for the 2020-to-2023 change.
• Against the state trend: Tiptonville's 13.7% change compares with a Tennessee average of +2.4% across its 344 places.
• Density rank: Tiptonville is the 61st most densely settled place in Tennessee.
• Density in context: Tiptonville's 1,037 people per square mile sit against a Tennessee median of 553.
• Location: latitude 36.3761, longitude -89.4753 (Census Gazetteer).
• Nearest larger cities: Caruthersville (17 mi); Dyersburg (23 mi); Union City (24 mi); Malden (33 mi); Kennett (33 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Samburg (7 mi); Ridgely (8 mi); Hornbeak (10 mi).
• Within a 50-mile radius: 96 smaller Census places.
• At 100 miles: 66 larger Census places fall inside that radius.

Before you apply in Tiptonville

A sensible order of operations for a loan in Tiptonville, home to about 3,437 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Tennessee regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Tiptonville and the rest of Tennessee is not the process but the borrower's own file, among the 3,437 people here.

Tiptonville: area, density and distance

The Census Gazetteer records 3.3 square miles of land and 0.02 square miles of water within Tiptonville. The resulting density is about 1,037 people per square mile. For the state's biggest city, Memphis, the distance is roughly 92 miles. Tiptonville has 14 larger places within a 50-mile radius. The 100-mile radius contains 66 larger places.

Tiptonville in state context

Among Tennessee's 344 places, Tiptonville sits at 130th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 343rd of 344 Tennessee places, putting it near the 0th percentile for growth. At about 1,037 people per square mile, Tiptonville is the 61st most densely settled place in Tennessee. By land area, its 3.3 square miles rank 211th of 344 places in Tennessee.

Inside a Tiptonville personal loan

Most loans made to Tiptonville's 3,437 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Tiptonville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Tiptonville loan but raises total interest, so the smallest payment is not the cheapest loan.

Tennessee consumer-lending rules applied in Tiptonville

For the roughly 3,437 residents of Tiptonville, the rules below are Tennessee's own; each row carries its publisher and retrieval date.