Personal loans in Ten Broeck, KY
In Ten Broeck, one of 416 Census places in Kentucky, the figure to compare across lenders is the APR, not the advertised rate. At about 92 residents, Ten Broeck is larger than roughly 2% of the places in Kentucky. The trend for Ten Broeck between 2020 and 2023 is downward by roughly 2.1%. Use the calculator on this page to price an amount and term before you commit in Ten Broeck. A larger market lies at Broeck Pointe, KY about 0 miles away. State law, not city hall, decides what a lender may do to Ten Broeck's roughly 92 residents, and a state regulator supervises it.
Where Ten Broeck stands
Ten Broeck is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 92 residents, 407th of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 2.1% since the 2020 count.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: roughly 2% of Kentucky's places have fewer residents than Ten Broeck's 92.
- Population density: 422 people per square mile on 0.2 square miles of land.
- Land area: Ten Broeck covers 0.2 square miles, the 349th-largest area among Kentucky's 416 places.
- Within Kentucky: about 0.0% of the state's population lives in Ten Broeck.
- National rank: Ten Broeck sits 18,273rd by population among the 19,457 places in this dataset.
- Growth rank: Ten Broeck's 2020-to-2023 change ranks 337th of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Ten Broeck moved 2.1%.
- Density rank: Ten Broeck is the 357th most densely settled place in Kentucky.
- Density vs Kentucky: Ten Broeck's 422 people per square mile compare with a state median of 1,045.
- Location: it lies at 38.2977, -85.5780 in the Census Gazetteer.
- Nearest larger cities: Broeck Pointe (0 mi); Manor Creek (1 mi); Creekside (1 mi); Goose Creek (1 mi); Murray Hill (1 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Laconia (33 mi); Brooksburg (35 mi); Gratz (36 mi).
- Smaller places within 50 miles: 6 of them.
- At 100 miles: 467 larger Census places fall inside that radius.
The geography behind Ten Broeck
The Census Gazetteer records about 0.2 square miles of land within Ten Broeck, with no significant water area listed. With 92 residents, the land area yields roughly 422 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 63 miles away. Within 50 miles of Ten Broeck there are 171 larger Census places. The 100-mile radius contains 467 larger places.
Ten Broeck's place among Kentucky's 416 places
Among Kentucky's 416 places, Ten Broeck sits at 407th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Ten Broeck stands 337th among Kentucky's 416 places — roughly the 19th percentile. By density, at about 422 people per square mile, it ranks 357th in Kentucky. In land area, Ten Broeck ranks 349th among Kentucky's 416 places.
The state rulebook for Ten Broeck
Below are the Kentucky rules that apply to a loan made in Ten Broeck, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
What to do before borrowing in Ten Broeck
These steps shape the offer you get in Ten Broeck, a place of about 92 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Kentucky licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Kentucky; what changes is your credit file, not the fact that Ten Broeck holds 92 people.
Borrowing reach in Ten Broeck
At roughly 422 people per square mile, Ten Broeck is lightly settled; 171 larger places lie within 50 miles. A Kentucky licence lets a lender serve Ten Broeck without a local office, so branch density does not change what its 92 residents are offered. For a larger market, the closest option is Broeck Pointe, KY about 0 miles away.
Common questions
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Nearby places
- Broeck Pointe, KY — population 244
- Creekside, KY — population 302
- Manor Creek, KY — population 237
- Murray Hill, KY — population 562
- Goose Creek, KY — population 295
- Langdon Place, KY — population 864
- Hickory Hill, KY — population 119
- Rolling Hills, KY — population 923