Personal loans in Taylortown, NC
State law, not city hall, decides what a lender may do to Taylortown's roughly 676 residents, and a state regulator supervises it. Roughly 676 residents live in Taylortown, the 384th-largest community in North Carolina.
In Taylortown, one of 549 Census places in North Carolina, the figure to compare across lenders is the APR, not the advertised rate. Taylortown gained roughly 6.8% in population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Taylortown loan. The next larger city is Pinehurst, NC about 2 miles away.
Taylortown: the sourced local profile
Here is the sourced Census picture for Taylortown, plus the North Carolina lending rules that apply to a loan taken out here.
- Population: 676 people, a figure that places Taylortown 384th among the 549 Census places in North Carolina (US Census Bureau, Vintage 2023).
- Population trend: Up about 6.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 43 more since the 2020 base.
- Size percentile: Taylortown sits ahead of around 30% of North Carolina places, at 676 people.
- Land and density: 1.3 square miles of land carry roughly 501 residents per square mile.
- By land area: Taylortown ranks 390th among North Carolina's 549 places, at 1.3 sq mi.
- State population share: Taylortown accounts for about 0.0% of everyone in North Carolina.
- National rank: Taylortown is 11,950th of 19,457 places nationwide.
- Growth in North Carolina: Taylortown stands 77th by percentage change from 2020 to 2023, among 549 places.
- Against the state trend: Taylortown's 6.8% change compares with a North Carolina average of +2.9% across its 549 places.
- Density in North Carolina: Taylortown ranks 363rd by people per square mile.
- Density vs North Carolina: Taylortown's 501 people per square mile compare with a state median of 758.
- Location: latitude 35.2146, longitude -79.4917 (Census Gazetteer).
- Nearest larger cities: Pinehurst (2 mi); Foxfire (5 mi); Southern Pines (5 mi); Aberdeen (6 mi); Whispering Pines (7 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Hoffman (13 mi); Norman (13 mi); Cameron (15 mi).
- Within a 50-mile radius: 28 smaller Census places.
- Larger places within 100 miles: 257.
Taylortown in state context
Within North Carolina, Taylortown holds roughly 0.0% of all residents, the 384th-largest share among 549 places. On the 2020-to-2023 trend, Taylortown stands 77th among North Carolina's 549 places — roughly the 86th percentile. By density, at about 501 people per square mile, it ranks 363rd in North Carolina. By land area, its 1.3 square miles rank 390th of 549 places in North Carolina.
North Carolina rules behind a Taylortown personal loan
Read the table as a lender's compliance picture for Taylortown: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
Inside a Taylortown personal loan
With roughly 676 residents, Taylortown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Taylortown's 676 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Taylortown loan but raises total interest, so the smallest payment is not the cheapest loan.
A pre-application checklist for Taylortown
Before you apply in Taylortown, a community of about 676, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a North Carolina licence by checking the regulator named above.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across North Carolina; what changes is your credit file, not the fact that Taylortown holds 676 people.
How lenders reach Taylortown
At roughly 501 people per square mile, Taylortown is moderately settled; 59 larger places lie within 50 miles. Whether Taylortown has a local branch or not, a North Carolina-licensed lender can serve its 676 people online on the same terms. For a larger market, the closest option is Pinehurst, NC about 2 miles away.
Common questions
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What loan size can I expect in Taylortown?
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Does comparing loans in Taylortown cost me credit score points?
Nearby places
- Pinehurst, NC — population 18,449
- Foxfire, NC — population 1,376
- Southern Pines, NC — population 16,728
- Aberdeen, NC — population 9,488
- Pinebluff, NC — population 1,536
- Whispering Pines, NC — population 5,320
- Carthage, NC — population 2,951
- Hoffman, NC — population 412