Personal loans in Taylor, AR
With roughly 562 residents, Taylor is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city. Taylor is one of 500 Census places in Arkansas; its 562 residents put it at 245th.
Borrowers who want a bigger city can look to Springhill, LA about 7 miles away. Taylor lost roughly 2.8% of its population across the 2020-to-2023 comparison. For the 562 people in Taylor, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Taylor's 562 residents.
Borrowing in Taylor: the local picture
Set out below is Taylor's local context next to the state-level rules that reach every lender here.
- Population: about 562, ranked 245th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.8% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
- Size percentile: Taylor's 562 people outrank roughly 51% of the places in Arkansas.
- Land and density: 1.0 square miles of land carry roughly 566 residents per square mile.
- Land area rank: Taylor's 1.0 square miles rank 360th of 500 places in Arkansas.
- Share of state population: Taylor's 562 residents are about 0.0% of Arkansas.
- National rank: Taylor is the 12,693rd most populous of the 19,457 Census places covered here.
- Growth rank: Taylor's 2020-to-2023 change ranks 362nd of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Taylor's 2.8%.
- Density in Arkansas: Taylor ranks 169th by people per square mile.
- Against the state median: Taylor runs about 566 residents per square mile, where the Arkansas median is 386.
- Location: it lies at 33.0998, -93.4618 in the Census Gazetteer.
- Nearest larger cities: Springhill (7 mi); Cullen (9 mi); Sarepta (14 mi); Stamps (18 mi); Magnolia (18 mi). Larger metros often have more branches, but online lenders reach Taylor on the same terms.
- Smaller communities close by: Bradley (11 mi); Shongaloo (15 mi); Emerson (15 mi), each with its own Census population profile.
- Smaller places within 50 miles: 38 of them.
- At 100 miles: 125 larger Census places fall inside that radius.
Borrowing reach in Taylor
Taylor is moderately settled, with about 566 people per square mile and 40 larger places within 50 miles. Whether Taylor has a local branch or not, a Arkansas-licensed lender can serve its 562 people online on the same terms. The nearest bigger place is Springhill, LA about 7 miles away.
Where Taylor sits in Arkansas
Taylor is the 245th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Taylor stands 362nd among Arkansas's 500 places — roughly the 28th percentile. At about 566 people per square mile, Taylor is the 169th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 16 residents.
The Taylor borrowing checklist
These steps shape the offer you get in Taylor, a place of about 562 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Arkansas regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Taylor as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 562 residents.
Taylor: area, density and distance
The Census Gazetteer records about 1.0 square miles of land within Taylor, with no significant water area listed. The resulting density is about 566 people per square mile. Little Rock, the largest place in Arkansas, is about 129 miles from Taylor. A 50-mile radius around Taylor takes in 40 places that are larger. By land area it ranks 360th of 500 Arkansas places.
How Arkansas law applies in Taylor
These are Arkansas's sourced lending facts as they reach Taylor's 562 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Common questions
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Nearby places
- Springhill, LA — population 4,509
- Cullen, LA — population 682
- Bradley, AR — population 394
- Sarepta, LA — population 683
- Shongaloo, LA — population 143
- Stamps, AR — population 1,219
- Buckner, AR — population 156
- Emerson, AR — population 286