Personal loans in Sylvester, WV

The Sylvester data picture

Most of what governs a Sylvester loan is written in West Virginia law rather than in the city; the sourced notes below make that split concrete.

• Population: about 154, ranked 214th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 7.2% across the 2020-to-2023 comparison.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: about 7% of West Virginia communities are smaller than Sylvester (154 residents).
• Density: roughly 3,020 residents per square mile, spread over 0.1 sq mi of land.
• Land area rank: Sylvester's 0.1 square miles rank 230th of 230 places in West Virginia.
• Share of state population: Sylvester's 154 residents are about 0.0% of West Virginia.
• National rank: Sylvester sits 17,243rd by population among the 19,457 places in this dataset.
• Growth rank: Sylvester's 2020-to-2023 change ranks 219th of 230 places in West Virginia.
• Versus West Virginia: the state average change is -3.0%, while Sylvester moved 7.2%.
• Density rank: Sylvester places 3rd among West Virginia's places by people per square mile.
• Density in context: Sylvester's 3,020 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.0105, -81.5593 (Census Gazetteer coordinates).
• Nearest larger cities: Whitesville (3 mi); Madison (14 mi); Chesapeake (15 mi); East Bank (15 mi); Belle (16 mi). Larger metros often have more branches, but online lenders reach Sylvester on the same terms.
• Smaller places nearby: Pax (17 mi); Thurmond (26 mi); Anawalt (47 mi).
• Smaller neighbours: 3 places smaller than Sylvester sit within 50 miles.
• At 100 miles: 230 larger Census places fall inside that radius.

Where Sylvester sits

The Census Gazetteer records about 0.1 square miles of land within Sylvester, with no significant water area listed. The resulting density is about 3,020 people per square mile. The largest place in West Virginia, Charleston, lies about 24 miles away. A 50-mile radius around Sylvester takes in 70 places that are larger. By land area it ranks 230th of 230 West Virginia places.

The West Virginia lending rules that reach Sylvester

This table holds the West Virginia rate and licensing rules for consumer loans made to Sylvester's 154 residents.

Sylvester in state context

Set beside West Virginia's 230 places, Sylvester ranks 214th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Sylvester stands 219th among West Virginia's 230 places — roughly the 5th percentile. At about 3,020 people per square mile, Sylvester is the 3rd most densely settled place in West Virginia. Between 2020 and 2023 the count changed by roughly 12 residents.

Inside a Sylvester personal loan

With roughly 154 residents, Sylvester is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Sylvester can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Sylvester loan is knowable in advance — unlike a revolving card balance.

Steps to take before a Sylvester loan

Complete these steps first when you borrow in Sylvester (154 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a West Virginia licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Sylvester as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 154 residents.