Personal loans in Swisher, IA

What the Census records for Swisher

Two layers matter for a Swisher borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 904 people, a figure that places Swisher 306th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.5% between 2020 and 2023.
• Absolute change: 14 residents lost between 2020 and 2023.
• Size percentile: with 904 residents, Swisher is larger than about 67% of Iowa's Census places.
• Population density: about 968 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Swisher's 0.9 square miles rank 442nd of 940 places in Iowa.
• Share of state population: Swisher's 904 residents are about 0.0% of Iowa.
• National rank: Swisher sits 10,675th by population among the 19,457 places in this dataset.
• Growth in Iowa: Swisher stands 543rd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Swisher moved 1.5%.
• Density in Iowa: Swisher ranks 282nd by people per square mile.
• Density vs Iowa: Swisher's 968 people per square mile compare with a state median of 672.
• Location: latitude 41.8446, longitude -91.6946 (Census Gazetteer).
• Nearest larger cities: Ely (6 mi); Fairfax (7 mi); Walford (7 mi); North Liberty (8 mi); Cedar Rapids (8 mi). Online lenders reach Swisher no matter how far the nearest branch is.
• Nearest smaller towns: Shueyville (2 mi); Oxford (10 mi); Bertram (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 86 of them.
• At 100 miles: 212 larger Census places fall inside that radius.

The state rulebook for Swisher

Below are the Iowa rules that apply to a loan made in Swisher, each with the regulator that issued it.

Lender access in Swisher

At roughly 968 people per square mile, Swisher is moderately settled; 58 larger places lie within 50 miles. Whether Swisher has a local branch or not, a Iowa-licensed lender can serve its 904 people online on the same terms. The nearest larger city, Ely, IA about 6 miles away.

Swisher's place among Iowa's 940 places

Set beside Iowa's 940 places, Swisher ranks 306th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Swisher stands 543rd among Iowa's 940 places — roughly the 42th percentile. By density, at about 968 people per square mile, it ranks 282nd in Iowa. By land area, its 0.9 square miles rank 442nd of 940 places in Iowa.

Land, water and location for Swisher

Inside Swisher's boundaries lie about 0.9 square miles of land, with no significant water area recorded. With 904 residents, the land area yields roughly 968 people per square mile. The state's population centre of gravity, Des Moines, is roughly 101 miles away. Counting outward 50 miles, 58 larger communities surround Swisher. By land area it ranks 442nd of 940 Iowa places.

Inside a Swisher personal loan

A Swisher personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 904 residents. Two numbers drive a Swisher loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Swisher loan raises the monthly payment but cuts the interest; lengthening it does the reverse.