Personal loans in Sutherland, NE
With roughly 1,233 residents, Sutherland is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city.
Rate-shopping from Sutherland costs nothing at pre-qualification, where a soft pull leaves your credit file alone. With an estimated 1,233 residents, Sutherland is the 89th-largest of 527 places in Nebraska. For the 1,233 people in Sutherland, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Sutherland between 2020 and 2023 is downward by roughly 5.6%. The nearest larger metro is North Platte, NE about 20 miles away.
Borrowing in Sutherland: the local picture
The figures below are Sutherland's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: an estimated 1,233 residents, 89th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 5.6% between 2020 and 2023.
- Net change: roughly 73 fewer people than the 2020 Census counted.
- Size percentile: Sutherland sits ahead of around 83% of Nebraska places, at 1,233 people.
- Population density: 948 people per square mile on 1.3 square miles of land.
- Land area rank: Sutherland's 1.3 square miles rank 73rd of 527 places in Nebraska.
- State share: roughly 0.1% of Nebraska's residents live in Sutherland (1,233 people).
- National rank: Sutherland is 9,441st of 19,457 places nationwide.
- Growth rank: Sutherland's 2020-to-2023 change ranks 517th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Sutherland moved 5.6%.
- Density rank: Sutherland is the 217th most densely settled place in Nebraska.
- Density in context: Sutherland's 948 people per square mile sit against a Nebraska median of 830.
- Location: it lies at 41.1601, -101.1227 in the Census Gazetteer.
- Nearest larger cities: North Platte (20 mi); Ogallala (31 mi); Imperial (52 mi); Gothenburg (53 mi); Julesburg (61 mi). Living near a larger metro rarely changes what is available in Sutherland.
- Smaller communities within reach: Hershey (6 mi); Paxton (12 mi); Wallace (22 mi).
- Smaller neighbours: 17 places smaller than Sutherland sit within 50 miles.
- At 100 miles: 14 larger Census places fall inside that radius.
The Nebraska lending rules that reach Sutherland
Nebraska has no separate rate rule for Sutherland; the sourced rows below are what reach every lender that serves its 1,233 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
What is available to Sutherland borrowers
Sutherland is a moderately settled community of about 1,233 people, with 2 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Sutherland's 1,233 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is North Platte, NE about 20 miles away.
Sutherland on the map
Sutherland covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 948 people per square mile. The largest place in Nebraska, Omaha, lies about 264 miles away. Counting outward 50 miles, 2 larger communities surround Sutherland. The 100-mile radius contains 14 larger places.
Inside a Sutherland personal loan
A Sutherland personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,233 residents. Because pricing is borrower-level, two people in Sutherland can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Sutherland loan is knowable in advance — unlike a revolving card balance.
Where Sutherland sits in Nebraska
Sutherland is the 89th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Sutherland stands 517th among Nebraska's 527 places — roughly the 2th percentile. At about 948 people per square mile, Sutherland is the 217th most densely settled place in Nebraska. The population moved by about 73 people between 2020 and 2023, a 5.6% shift.
Common questions
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Nearby places
- Hershey, NE — population 624
- Paxton, NE — population 511
- Wallace, NE — population 302
- North Platte, NE — population 22,523
- Elsie, NE — population 103
- Madrid, NE — population 231
- Wellfleet, NE — population 69
- Ogallala, NE — population 4,680