Personal loans in Surfside, FL

Surfside is a small town of about 5,472 residents, and a personal loan taken out here is governed by Florida statute. By population, Surfside sits at 220th in Florida, with an estimated 5,472 residents. The 2020 count to the 2023 estimate shows about 3.7% decline in Surfside. Decide the purpose of the loan and your repayment plan before sharing any details with a Surfside lender. The closest larger place is Bay Harbor Islands, FL about 1 miles away.

The Surfside data picture

Here is the sourced Census picture for Surfside, plus the Florida lending rules that apply to a loan taken out here.

• Population: 5,472 residents; Surfside is the 220th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 211 fewer since the 2020 base.
• Size percentile: roughly 46% of Florida's places have fewer residents than Surfside's 5,472.
• Population density: 9,824 people per square mile on 0.6 square miles of land.
• Land area rank: Surfside's 0.6 square miles rank 371st of 411 places in Florida.
• Within Florida: about 0.0% of the state's population lives in Surfside.
• Nationally: Surfside is the 4,590th-largest of 19,457 Census places in the dataset.
• Growth rank: Surfside's 2020-to-2023 change ranks 392nd of 411 places in Florida.
• Versus Florida: the state average change is +5.5%, while Surfside moved 3.7%.
• Density rank: Surfside places 11th among Florida's places by people per square mile.
• Against the state median: Surfside runs about 9,824 residents per square mile, where the Florida median is 1,608.
• Location: coordinates 25.8788, -80.1250 (US Census Bureau Gazetteer).
• Nearest larger cities: Bay Harbor Islands (1 mi); North Bay Village (3 mi); North Miami (3 mi); Miami Shores (3 mi); Sunny Isles Beach (4 mi). Online lenders reach Surfside no matter how far the nearest branch is.
• Smaller places close by: Indian Creek (1 mi); Bal Harbour (1 mi); Biscayne Park (3 mi).
• Smaller places within 50 miles: 19 of them.
• Within 100 miles: 81 places are larger than Surfside.

Which Florida laws govern a loan in Surfside

For the roughly 5,472 residents of Surfside, the rules below are Florida's own; each row carries its publisher and retrieval date.

Land, water and location for Surfside

The Census Gazetteer records about 0.6 square miles of land within Surfside, with no significant water area listed. That land carries about 9,824 people per square mile. The largest place in Florida, Jacksonville, lies about 322 miles away. Surfside has 58 larger places within a 50-mile radius. By land area it ranks 371st of 411 Florida places.

Getting a loan in Surfside

Surfside is densely built, with about 9,824 people per square mile and 58 larger places within 50 miles. Whether Surfside has a local branch or not, a Florida-licensed lender can serve its 5,472 people online on the same terms. The nearest larger city, Bay Harbor Islands, FL about 1 miles away.

Before you apply in Surfside

These steps shape the offer you get in Surfside, a place of about 5,472 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Florida regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Surfside-specific: the same Florida licensing and disclosure rules reach all 5,472 residents.

Where Surfside sits in Florida

Set beside Florida's 411 places, Surfside ranks 220th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 392nd of 411 Florida places, putting it near the 5th percentile for growth. By density, at about 9,824 people per square mile, it ranks 11th in Florida. Within 50 miles sit 19 smaller Census places, alongside the 58 that are larger.