Personal loans in Sunburst, MT
Sunburst is home to roughly 351 people and stands 90th by size out of 127 Census places in Montana. A lender serving Sunburst holds a Montana licence and answers to a Montana regulator; no city office is involved for its 351 residents.
Sunburst added about 3.8% to its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Sunburst loan. Every figure below is Montana's own, applied to Sunburst's 351 residents, with the publisher and retrieval date attached. For a bigger market, look to Cut Bank, MT about 26 miles away.
Local context for Sunburst
Sunburst is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 351 residents, 90th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 3.8%.
- Change in people: the 2020-to-2023 comparison is a gain of about 13 residents.
- Size percentile: with 351 residents, Sunburst is larger than about 29% of Montana's Census places.
- Population density: about 183 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Sunburst's 1.9 square miles rank 28th of 127 places in Montana.
- Water: Sunburst holds about 0.26 square miles, the 4th-largest water area in Montana.
- State population share: Sunburst accounts for about 0.1% of everyone in Montana.
- National rank: Sunburst sits 14,585th by population among the 19,457 places in this dataset.
- Growth in Montana: Sunburst stands 48th by percentage change from 2020 to 2023, among 127 places.
- Versus Montana: the state average change is +3.8%, while Sunburst moved 3.8%.
- Density in Montana: Sunburst ranks 122nd by people per square mile.
- Against the state median: Sunburst runs about 183 residents per square mile, where the Montana median is 1,071.
- Location: 48.8740 / -111.9012, per the US Census Bureau Gazetteer.
- Nearest larger cities: Cut Bank (26 mi); Shelby (26 mi); Valier (42 mi); Conrad (48 mi); Chester (49 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Kevin (9 mi); Hingham (71 mi); Dutton (71 mi).
- Within a 50-mile radius: 1 smaller Census places.
- At 100 miles: 11 larger Census places fall inside that radius.
Where Sunburst sits
Sunburst covers about 1.9 square miles of land, with 0.26 square miles of water inside its boundaries (Census Gazetteer). With 351 residents, the land area yields roughly 183 people per square mile. Billings, the largest place in Montana, is about 265 miles from Sunburst. Sunburst has 5 larger places within a 50-mile radius. The 100-mile radius contains 11 larger places.
Where Sunburst sits in Montana
Within Montana, Sunburst holds roughly 0.1% of all residents, the 90th-largest share among 127 places. For population change between 2020 and 2023, Sunburst ranks 48th of 127 in Montana (about the 62th percentile). Its roughly 183 residents per square mile place it 122nd among Montana's places. Within 50 miles sit 1 smaller Census places, alongside the 5 that are larger.
What shapes a Sunburst personal loan
With roughly 351 residents, Sunburst is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Sunburst loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Sunburst loan but raises total interest, so the smallest payment is not the cheapest loan.
Montana rules behind a Sunburst personal loan
Every row below records a Montana rule, its publisher and its retrieval date — the same rules a Sunburst lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
A practical checklist for Sunburst borrowers
Before you hand your details to a lender in Sunburst, where the population is near 351:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Montana regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Sunburst-specific: the same Montana licensing and disclosure rules reach all 351 residents.
Common questions
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What loan size can I expect in Sunburst?
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Does comparing loans in Sunburst cost me credit score points?
Nearby places
- Kevin, MT — population 161
- Shelby, MT — population 3,270
- Cut Bank, MT — population 3,017
- Valier, MT — population 551
- Conrad, MT — population 2,402
- Chester, MT — population 853
- Dutton, MT — population 314
- Choteau, MT — population 1,787