Personal loans in Sumpter, OR

Local context for Sumpter

Only a few things actually differ by place — population, area, location, and the Oregon rules a lender must follow — and they are below.

• Population: 209 people, a figure that places Sumpter 217th among the 240 Census places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 1.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: bigger than about 10% of the places in Oregon, with 209 residents in Sumpter.
• Population density: 96 people per square mile on 2.2 square miles of land.
• Land area rank: Sumpter's 2.2 square miles rank 90th of 240 places in Oregon.
• State population share: Sumpter accounts for about 0.0% of everyone in Oregon.
• Nationally: Sumpter is the 16,350th-largest of 19,457 Census places in the dataset.
• Growth in Oregon: Sumpter stands 69th by percentage change from 2020 to 2023, among 240 places.
• Versus Oregon: the state average change is +0.7%, while Sumpter moved 1.5%.
• Density rank: Sumpter places 234th among Oregon's places by people per square mile.
• Density vs Oregon: Sumpter's 96 people per square mile compare with a state median of 1,575.
• Location: 44.7435 / -118.1975, per the US Census Bureau Gazetteer.
• Nearest larger cities: Haines (17 mi); Baker City (18 mi); North Powder (24 mi); Prairie City (32 mi); Union (36 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Granite (12 mi); Unity (20 mi); Long Creek (45 mi).
• Smaller neighbours: 4 places smaller than Sumpter sit within 50 miles.
• Within 100 miles: 51 places are larger than Sumpter.

Land, water and location for Sumpter

Sumpter covers about 2.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 96 residents per square mile. The largest place in Oregon, Portland, lies about 224 miles away. Within 50 miles of Sumpter there are 10 larger Census places. Within the same 50 miles lie 4 smaller Census places.

A practical checklist for Sumpter borrowers

Complete these steps first when you borrow in Sumpter (209 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Oregon licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Oregon; what changes is your credit file, not the fact that Sumpter holds 209 people.

How Sumpter compares across Oregon

Among Oregon's 240 places, Sumpter sits at 217th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Sumpter ranks 69th of 240 in Oregon (about the 71th percentile). At about 96 people per square mile, Sumpter is the 234th most densely settled place in Oregon. In land area, Sumpter ranks 90th among Oregon's 240 places.

What Oregon law requires in Sumpter

Oregon has no separate rate rule for Sumpter; the sourced rows below are what reach every lender that serves its 209 people.

How lenders reach Sumpter

Sumpter is a sparsely settled community of about 209 people, with 10 larger places inside a 50-mile radius. Lenders licensed in Oregon reach Sumpter's 209 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Haines, OR about 17 miles away.