Personal loans in Summerfield, IL

What the Census records for Summerfield

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: an estimated 332 residents, 978th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 3.5% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: with 332 residents, Summerfield is larger than about 24% of Illinois's Census places.
• Density: the Census land area of 0.5 sq mi holds about 636 people per square mile.
• By land area: Summerfield ranks 1,024th among Illinois's 1,294 places, at 0.5 sq mi.
• State share: roughly 0.0% of Illinois's residents live in Summerfield (332 people).
• National standing: Summerfield ranks 14,776th of 19,457 US places.
• Growth rank: Summerfield ranks 1,022nd among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Summerfield's 3.5% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Summerfield places 912th among Illinois's places by people per square mile.
• Against the state median: Summerfield runs about 636 residents per square mile, where the Illinois median is 993.
• Location: latitude 38.5957, longitude -89.7497 (Census Gazetteer).
• Nearest larger cities: Lebanon (3 mi); Trenton (4 mi); New Baden (5 mi); Mascoutah (6 mi); Aviston (8 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Venedy (15 mi); Fayetteville (15 mi); Addieville (20 mi).
• Smaller places within 50 miles: 54 of them.
• At 100 miles: 453 larger Census places fall inside that radius.

How lenders reach Summerfield

With about 636 residents per square mile, Summerfield is moderately settled, and 216 larger Census places sit within 50 miles. Lenders licensed in Illinois reach Summerfield's 332 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Lebanon, IL about 3 miles away.

The geography behind Summerfield

Inside Summerfield's boundaries lie about 0.5 square miles of land, with no significant water area recorded. The resulting density is about 636 people per square mile. Chicago, the largest place in Illinois, is about 249 miles from Summerfield. Within 50 miles of Summerfield there are 216 larger Census places. Within the same 50 miles lie 54 smaller Census places.

Summerfield in state context

Among Illinois's 1,294 places, Summerfield sits at 978th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,022nd of 1,294 Illinois places, putting it near the 21th percentile for growth. At about 636 people per square mile, Summerfield is the 912th most densely settled place in Illinois. By land area, its 0.5 square miles rank 1,024th of 1,294 places in Illinois.

How a Summerfield personal loan is priced

With roughly 332 residents, Summerfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Summerfield's rank of 978th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Summerfield decides the split between a comfortable payment and the total interest you pay.

Illinois consumer-lending rules applied in Summerfield

For the roughly 332 residents of Summerfield, the rules below are Illinois's own; each row carries its publisher and retrieval date.