Personal loans in Sugarcreek, PA

From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Read the disclosure for an origination fee and any prepayment penalty before signing in Sugarcreek. A single loan can carry different costs on either side of a state line, and Sugarcreek sits on the Pennsylvania side of that line. For a bigger market, look to Franklin, PA about 4 miles away.

Sugarcreek: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: 4,704 residents; Sugarcreek is the 204th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: About 1.5% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 73 residents.
• Size percentile: bigger than about 80% of the places in Pennsylvania, with 4,704 residents in Sugarcreek.
• Population density: about 125 people per square mile (Census land area 37.5 sq mi).
• Land area: Sugarcreek covers 37.5 square miles, the 4th-largest area among Pennsylvania's 1,013 places.
• Water area: Sugarcreek has 1.14 square miles of water, ranking 5th of 1,013 places in Pennsylvania.
• State population share: Sugarcreek accounts for about 0.1% of everyone in Pennsylvania.
• National rank: Sugarcreek is 5,001st of 19,457 places nationwide.
• Growth rank: Sugarcreek ranks 552nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Sugarcreek's 1.5%.
• Density in Pennsylvania: Sugarcreek ranks 976th by people per square mile.
• Density in context: Sugarcreek's 125 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 41.4402 / -79.8288, per the US Census Bureau Gazetteer.
• Nearest larger cities: Franklin (4 mi); Oil City (6 mi); Titusville (15 mi); Meadville (22 mi); Grove City (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Cooperstown (5 mi); Utica (7 mi); Polk (7 mi).
• Within a 50-mile radius: 114 smaller Census places.
• Larger places within 100 miles: 156.

A pre-application checklist for Sugarcreek

Complete these steps first when you borrow in Sugarcreek (4,704 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Pennsylvania regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Sugarcreek-specific: the same Pennsylvania licensing and disclosure rules reach all 4,704 residents.

How Pennsylvania law applies in Sugarcreek

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Sugarcreek lender must follow.

Sugarcreek's place among Pennsylvania's 1,013 places

Sugarcreek is the 204th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. For population change between 2020 and 2023, Sugarcreek ranks 552nd of 1,013 in Pennsylvania (about the 46th percentile). Its roughly 125 residents per square mile place it 976th among Pennsylvania's places. The population moved by about 73 people between 2020 and 2023, a 1.5% shift.

The geography behind Sugarcreek

Sugarcreek covers about 37.5 square miles of land, with 1.14 square miles of water inside its boundaries (Census Gazetteer). With 4,704 residents, the land area yields roughly 125 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 265 miles away. Sugarcreek has 21 larger places within a 50-mile radius. Within the same 50 miles lie 114 smaller Census places.

Getting a loan in Sugarcreek

Sugarcreek is a lightly settled community of about 4,704 people, with 21 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Sugarcreek without a local office, so branch density does not change what its 4,704 residents are offered. For a larger market, the closest option is Franklin, PA about 4 miles away.