Personal loans in Stringtown, OK
Lenders active in Stringtown report to a Oklahoma supervisor, identified in the sourced rows below. About 432 people live in Stringtown, placing it 323rd of 590 Census places in Oklahoma.
Two households in Stringtown with comparable incomes can still be offered different rates; the city's 432 residents are not the reason. The trend for Stringtown between 2020 and 2023 is upward by roughly 3.6%. Use the calculator on this page to price an amount and term before you commit in Stringtown. The closest larger place is Atoka, OK about 7 miles away.
The Stringtown data picture
Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.
- Population: 432 residents; Stringtown is the 323rd-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 3.6% between 2020 and 2023.
- Absolute change: 15 residents added between 2020 and 2023.
- Size percentile: roughly 45% of Oklahoma's places have fewer residents than Stringtown's 432.
- Population density: about 80 people per square mile (Census land area 5.4 sq mi).
- By land area: Stringtown ranks 135th among Oklahoma's 590 places, at 5.4 sq mi.
- Water: Stringtown holds about 0.05 square miles, the 112th-largest water area in Oklahoma.
- Within Oklahoma: about 0.0% of the state's population lives in Stringtown.
- National rank: Stringtown is the 13,764th most populous of the 19,457 Census places covered here.
- Growth rank: Stringtown's 2020-to-2023 change ranks 94th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Stringtown's 3.6%.
- Density rank: Stringtown is the 534th most densely settled place in Oklahoma.
- Density in context: Stringtown's 80 people per square mile sit against a Oklahoma median of 546.
- Location: the Census Gazetteer records it at 34.4696, -96.0555.
- Nearest larger cities: Atoka (7 mi); Coalgate (10 mi); Kiowa (20 mi); Caddo (27 mi); Savanna (28 mi). Online lenders reach Stringtown no matter how far the nearest branch is.
- Smaller places close by: Lehigh (9 mi); Phillips (10 mi); Tushka (12 mi).
- Smaller places within 50 miles: 35 of them.
- Within 100 miles: 180 places are larger than Stringtown.
Stringtown on the map
Inside Stringtown's boundaries lie roughly 5.4 square miles of land and 0.05 square miles of water. With 432 residents, the land area yields roughly 80 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 108 miles away. A 50-mile radius around Stringtown takes in 27 places that are larger. Within the same 50 miles lie 35 smaller Census places.
Which Oklahoma laws govern a loan in Stringtown
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Stringtown lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How lenders reach Stringtown
At roughly 80 people per square mile, Stringtown is sparsely settled; 27 larger places lie within 50 miles. Lenders licensed in Oklahoma reach Stringtown's 432 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Atoka, OK about 7 miles away.
Before you apply in Stringtown
Before you apply in Stringtown, a community of about 432, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Oklahoma licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Stringtown and the rest of Oklahoma is not the process but the borrower's own file, among the 432 people here.
Where Stringtown sits in Oklahoma
Among Oklahoma's 590 places, Stringtown sits at 323rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 94th of 590 Oklahoma places, putting it near the 84th percentile for growth. By density, at about 80 people per square mile, it ranks 534th in Oklahoma. In land area, Stringtown ranks 135th among Oklahoma's 590 places.
Common questions
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Nearby places
- Atoka, OK — population 2,953
- Lehigh, OK — population 271
- Phillips, OK — population 124
- Coalgate, OK — population 1,666
- Tushka, OK — population 424
- Caney, OK — population 190
- Kiowa, OK — population 600
- Ashland, OK — population 31