Personal loans in Stoutsville, MO
If you are weighing a personal loan in Stoutsville, start from the payment you can carry; its 37 residents face the same statewide rules. A lender that serves Stoutsville operates under Missouri lending statutes and a Missouri supervisor. The Census estimates 37 residents in Stoutsville, which ranks it 904th of 937 places in Missouri. Verify the lender's Missouri licence against the regulator named below before borrowing in Stoutsville. Stoutsville's population was effectively unchanged from the 2020 count to the 2023 estimate. For a bigger market, look to Hunnewell, MO about 8 miles away.
Stoutsville: population, trend and location
Stoutsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 37 residents; Stoutsville is the 904th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: bigger than about 4% of the places in Missouri, with 37 residents in Stoutsville.
- Population density: 45 people per square mile on 0.8 square miles of land.
- Land area rank: Stoutsville's 0.8 square miles rank 468th of 937 places in Missouri.
- State share: roughly 0.0% of Missouri's residents live in Stoutsville (37 people).
- National standing: Stoutsville ranks 19,155th of 19,457 US places.
- Growth rank: Stoutsville's 2020-to-2023 change ranks 527th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Stoutsville moved 0.0%.
- Density rank: Stoutsville is the 925th most densely settled place in Missouri.
- Density in context: Stoutsville's 45 people per square mile sit against a Missouri median of 743.
- Location: it lies at 39.5487, -91.8567 in the Census Gazetteer.
- Nearest larger cities: Hunnewell (8 mi); Paris (10 mi); Monroe City (10 mi); Perry (13 mi); Shelbina (14 mi). Online lenders reach Stoutsville no matter how far the nearest branch is.
- Nearest smaller towns: South Gifford (55 mi); Huntsdale (55 mi); McBaine (56 mi) — useful context for the surrounding area.
- Smaller neighbours: 0 places smaller than Stoutsville sit within 50 miles.
- Within 100 miles: 437 places are larger than Stoutsville.
What Missouri law requires in Stoutsville
Below are the Missouri rules that apply to a loan made in Stoutsville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Land, water and location for Stoutsville
Inside Stoutsville's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 37 residents, the land area yields roughly 45 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 147 miles. Within 50 miles of Stoutsville there are 82 larger Census places. By land area it ranks 468th of 937 Missouri places.
Getting a loan in Stoutsville
At roughly 45 people per square mile, Stoutsville is sparsely settled; 82 larger places lie within 50 miles. Distance to a branch rarely matters for Stoutsville's 37 residents: the application is online and the price follows your credit file. The nearest larger city, Hunnewell, MO about 8 miles away.
Stoutsville's place among Missouri's 937 places
Set beside Missouri's 937 places, Stoutsville ranks 904th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Stoutsville ranks 527th of 937 in Missouri (about the 44th percentile). By density, at about 45 people per square mile, it ranks 925th in Missouri. By land area, its 0.8 square miles rank 468th of 937 places in Missouri.
How a Stoutsville personal loan is priced
In Stoutsville, a small community of about 37, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Stoutsville's rank of 904th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Stoutsville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Hunnewell, MO — population 134
- Monroe City, MO — population 2,655
- Paris, MO — population 1,153
- Perry, MO — population 684
- Shelbina, MO — population 1,567
- Holliday, MO — population 114
- Shelbyville, MO — population 505
- Center, MO — population 538