Personal loans in Stotesbury, MO
Stotesbury is a small community in Missouri, with an estimated 13 residents, and every licensed lender here follows the same state rulebook. Roughly 13 residents live in Stotesbury, the 929th-largest community in Missouri.
Stotesbury's population held flat through the 2020-to-2023 comparison. A lender that serves Stotesbury operates under Missouri lending statutes and a Missouri supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Stotesbury. Borrowers who want a bigger city can look to Richards, MO about 5 miles away.
Local context for Stotesbury
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: about 13 people live here, which puts Stotesbury 929th of 937 Census places in Missouri (Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: with 13 residents, Stotesbury is larger than about 1% of Missouri's Census places.
- Population density: about 118 people per square mile (Census land area 0.1 sq mi).
- Land area: Stotesbury covers 0.1 square miles, the 892nd-largest area among Missouri's 937 places.
- Share of state population: Stotesbury's 13 residents are about 0.0% of Missouri.
- National rank: Stotesbury is the 19,402nd most populous of the 19,457 Census places covered here.
- Growth rank: Stotesbury ranks 545th among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Stotesbury's 0.0%.
- Density in Missouri: Stotesbury ranks 899th by people per square mile.
- Density vs Missouri: Stotesbury's 118 people per square mile compare with a state median of 743.
- Location: 37.9751 / -94.5650, per the US Census Bureau Gazetteer.
- Nearest larger cities: Richards (5 mi); Metz (7 mi); Hume (8 mi); Fulton (9 mi); Prescott (9 mi). Larger metros often have more branches, but online lenders reach Stotesbury on the same terms.
- Smaller places close by: River Bend (84 mi); Friedenswald (98 mi).
- Smaller neighbours: 0 places smaller than Stotesbury sit within 50 miles.
- Within 100 miles: 442 places are larger than Stotesbury.
Stotesbury's place among Missouri's 937 places
Against Missouri's other places, Stotesbury accounts for about 0.0% of the state's population and ranks 929th of 937 by size. On the 2020-to-2023 trend, Stotesbury stands 545th among Missouri's 937 places — roughly the 42th percentile. Its roughly 118 residents per square mile place it 899th among Missouri's places. Between 2020 and 2023 the count changed by roughly 0 residents.
Getting a loan in Stotesbury
Stotesbury is a lightly settled community of about 13 people, with 99 larger places inside a 50-mile radius. Distance to a branch rarely matters for Stotesbury's 13 residents: the application is online and the price follows your credit file. The nearest bigger place is Richards, MO about 5 miles away.
Land, water and location for Stotesbury
Stotesbury covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 118 people per square mile. The largest place in Missouri, Kansas City, lies about 79 miles away. Stotesbury has 99 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.
Inside a Stotesbury personal loan
In Stotesbury, a small community of about 13, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Stotesbury lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Stotesbury loan is knowable in advance — unlike a revolving card balance.
The Missouri lending rules that reach Stotesbury
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Stotesbury lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Richards, MO — population 43
- Hume, MO — population 283
- Metz, MO — population 18
- Deerfield, MO — population 38
- Prescott, KS — population 212
- Fulton, KS — population 167
- Foster, MO — population 79
- Fort Scott, KS — population 7,565