Personal loans in Stidham, OK
A personal loan in Stidham is priced from your credit file and income, not from the fact that the city holds 19 people. Over 2020 to 2023, Stidham recorded almost no population movement.
Stidham ranks 582nd of 590 places in Oklahoma, with a population near 19. Price two or three terms so you can see which payment is truly affordable in Stidham. Lenders active in Stidham report to a Oklahoma supervisor, identified in the sourced rows below. The closest larger city is Eufaula, OK about 8 miles away.
Stidham by the numbers
Two layers matter for a Stidham borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: an estimated 19 residents, 582nd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: roughly 1% of Oklahoma places rank below Stidham.
- Population density: about 594 people per square mile across 0.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Stidham's 0.0 square miles rank 588th of 590 places in Oklahoma.
- Share of Oklahoma: Stidham holds about 0.0% of the state's population, some 19 people.
- National rank: Stidham is the 19,360th most populous of the 19,457 Census places covered here.
- Growth rank: Stidham's 2020-to-2023 change ranks 373rd of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Stidham's 0.0%.
- Density rank: Stidham places 274th among Oklahoma's places by people per square mile.
- Density in context: Stidham's 594 people per square mile sit against a Oklahoma median of 546.
- Location: 35.3686, -95.7008 (Census Gazetteer coordinates).
- Nearest larger cities: Eufaula (8 mi); Hitchita (11 mi); Hoffman (12 mi); Checotah (13 mi); Council Hill (13 mi). Living near a larger metro rarely changes what is available in Stidham.
- Smaller places close by: Lotsee (60 mi); Meridian (93 mi); Foraker (115 mi).
- Smaller places within 50 miles: 0 of them.
- Within 100 miles: 333 places are larger than Stidham.
Inside a Stidham personal loan
A Stidham personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 19 residents. Because pricing is borrower-level, two people in Stidham can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Stidham loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Stidham
At roughly 594 people per square mile, Stidham is moderately settled; 91 larger places lie within 50 miles. What is available to Stidham's 19 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Eufaula, OK about 8 miles away.
Where Stidham sits in Oklahoma
Against Oklahoma's other places, Stidham accounts for about 0.0% of the state's population and ranks 582nd of 590 by size. For population change between 2020 and 2023, Stidham ranks 373rd of 590 in Oklahoma (about the 37th percentile). Its roughly 594 residents per square mile place it 274th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 0 residents.
Which Oklahoma laws govern a loan in Stidham
Read the table as a lender's compliance picture for Stidham: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Stidham sits
Inside Stidham's boundaries lie about 0.0 square miles of land, with no significant water area recorded. With 19 residents, the land area yields roughly 594 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 102 miles away. A 50-mile radius around Stidham takes in 91 places that are larger. Within the same 50 miles lie 0 smaller Census places.
Common questions
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Nearby places
- Eufaula, OK — population 2,833
- Hitchita, OK — population 63
- Hoffman, OK — population 87
- Council Hill, OK — population 113
- Canadian, OK — population 145
- Checotah, OK — population 3,083
- Carlton Landing, OK — population 116
- Indianola, OK — population 146