Personal loans in Steen, MN

The next larger city is Hills, MN about 5 miles away. Steen shed about 4.7% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Steen's 164 residents is governed by Minnesota statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Steen loan.

Steen: the sourced local profile

What follows is Steen's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: an estimated 164 residents, 688th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 4.7% fewer residents than the 2020 Census counted.
• Net change: roughly 8 fewer people than the 2020 Census counted.
• Size percentile: about 19% of Minnesota communities are smaller than Steen (164 residents).
• Population density: 375 people per square mile on 0.4 square miles of land.
• By land area: Steen ranks 720th among Minnesota's 853 places, at 0.4 sq mi.
• Share of Minnesota: Steen holds about 0.0% of the state's population, some 164 people.
• Nationally: Steen is the 17,064th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Steen stands 826th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Steen's 4.7%.
• Density rank: Steen places 559th among Minnesota's places by people per square mile.
• Density in context: Steen's 375 people per square mile sit against a Minnesota median of 607.
• Location: latitude 43.5143, longitude -96.2631 (Census Gazetteer).
• Nearest larger cities: Hills (5 mi); Lester (6 mi); Rock Rapids (8 mi); Beaver Creek (8 mi); Larchwood (10 mi). Larger metros often have more branches, but online lenders reach Steen on the same terms.
• Nearest smaller towns: Kenneth (19 mi); Sherman (20 mi); Fairview (23 mi).
• Smaller neighbours: 23 places smaller than Steen sit within 50 miles.
• Within 100 miles: 283 places are larger than Steen.

Steen on the map

The Census Gazetteer records about 0.4 square miles of land within Steen, with no significant water area listed. That land carries about 375 people per square mile. The largest place in Minnesota, Minneapolis, lies about 179 miles away. A 50-mile radius around Steen takes in 84 places that are larger. By land area it ranks 720th of 853 Minnesota places.

Steen against the rest of Minnesota

Among Minnesota's 853 places, Steen sits at 688th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Steen stands 826th among Minnesota's 853 places — roughly the 3th percentile. Its roughly 375 residents per square mile place it 559th among Minnesota's places. By land area, its 0.4 square miles rank 720th of 853 places in Minnesota.

Steps to take before a Steen loan

Before you apply in Steen, a community of about 164, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Minnesota; what changes is your credit file, not the fact that Steen holds 164 people.

Inside a Steen personal loan

Most loans made to Steen's 164 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Steen's 164 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Steen loan but raises total interest, so the smallest payment is not the cheapest loan.

What Minnesota law requires in Steen

Read the table as a lender's compliance picture for Steen: the rule, the sourced figure, the publisher and the date.