Personal loans in State Line City, IN
A lender serving State Line City holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 123 residents.
A single loan can carry different costs on either side of a state line, and State Line City sits on the Indiana side of that line. With 123 residents, State Line City outranks about 5% of the communities in Indiana. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a State Line City loan. The 2020 count to the 2023 estimate shows about 0.8% growth in State Line City. A larger market lies at Danville, IL about 6 miles away.
Local context for State Line City
Here is the sourced Census picture for State Line City, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 123 — State Line City ranks 536th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.8% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: roughly 5% of Indiana's places have fewer residents than State Line City's 123.
- Land and density: 0.1 square miles of land carry roughly 885 residents per square mile.
- Land area: State Line City covers 0.1 square miles, the 528th-largest area among Indiana's 565 places.
- State share: roughly 0.0% of Indiana's residents live in State Line City (123 people).
- National standing: State Line City ranks 17,740th of 19,457 US places.
- Growth rank: State Line City ranks 199th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: State Line City's 0.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: State Line City places 430th among Indiana's places by people per square mile.
- Density vs Indiana: State Line City's 885 people per square mile compare with a state median of 1,375.
- Location: it lies at 40.1973, -87.5271 in the Census Gazetteer.
- Nearest larger cities: Danville (6 mi); Bismarck (6 mi); Covington (8 mi); Alvan (Alvin) (9 mi); West Lebanon (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Wallace (25 mi); Alamo (29 mi); Longview (36 mi).
- Smaller neighbours: 4 places smaller than State Line City sit within 50 miles.
- Larger places within 100 miles: 545.
Borrowing reach in State Line City
At roughly 885 people per square mile, State Line City is moderately settled; 135 larger places lie within 50 miles. Lenders licensed in Indiana reach State Line City's 123 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Danville, IL about 6 miles away.
Where State Line City sits in Indiana
Set beside Indiana's 565 places, State Line City ranks 536th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, State Line City ranks 199th of 565 in Indiana (about the 65th percentile). Its roughly 885 residents per square mile place it 430th among Indiana's places. The population moved by about 1 people between 2020 and 2023, a 0.8% shift.
How a State Line City personal loan is priced
In State Line City, a small community of about 123, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a State Line City loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a State Line City loan is knowable in advance — unlike a revolving card balance.
The geography behind State Line City
State Line City's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. With 123 residents, the land area yields roughly 885 people per square mile. The largest place in Indiana, Fort Wayne, lies about 139 miles away. A 50-mile radius around State Line City takes in 135 places that are larger. Within the same 50 miles lie 4 smaller Census places.
What Indiana law requires in State Line City
These are Indiana's sourced lending facts as they reach State Line City's 123 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Danville, IL — population 28,206
- Bismarck, IL — population 565
- Alvan (Alvin), IL — population 226
- Covington, IN — population 2,733
- Tilton, IL — population 2,566
- West Lebanon, IN — population 692
- Perrysville, IN — population 457
- Belgium, IL — population 348