Personal loans in St. Leon, IN

The 2020 count to the 2023 estimate shows about 0.9% growth in St. Leon. Roughly 665 residents live in St. Leon, the 369th-largest community in Indiana. Personal loans in St.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Leon are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 665 population. For a community of about 665, the practical step is to compare APR across at least three lenders before committing. Consumer lending that reaches St. Leon's 665 residents is governed by Indiana statute; no city ordinance changes it. The closest larger city is Sunman, IN about 8 miles away.

St. Leon by the numbers

What follows is St. Leon's place in the Census record, alongside the Indiana rules that govern a personal loan made here.

St. Leon's place among Indiana's 565 places

St. Leon is the 369th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. On the 2020-to-2023 trend, St. Leon stands 189th among Indiana's 565 places — roughly the 67th percentile. Its roughly 97 residents per square mile place it 562nd among Indiana's places. Between 2020 and 2023 the count changed by roughly 6 residents.

What a St. Leon borrower is actually offered

With roughly 665 residents, St. Leon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving St. Leon's 665 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a St. Leon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Indiana law requires in St. Leon

This table holds the Indiana rate and licensing rules for consumer loans made to St. Leon's 665 residents.

RuleDetailSource
State lending regulatorIndiana Department of Financial Institutions (DFI), Consumer Credit Division
Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".		Indiana Department of Financial Institutions
as of 2026-09-16
Small-loan size limit$825 maximum aggregate small-loan principal per borrower
Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825".		Indiana Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted.		Indiana General Assembly (Indiana Code)
as of 2026-09-16

How lenders reach St. Leon

St. Leon is sparsely settled, with about 97 people per square mile and 142 larger places within 50 miles. Lenders licensed in Indiana reach St. Leon's 665 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Sunman, IN about 8 miles away.

A practical checklist for St. Leon borrowers

Before you apply in St. Leon, a community of about 665, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Make sure the lender appears in the Indiana regulator's licence list.
  5. Decide the purpose and how you will repay it before approaching any lender.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

In St. Leon as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 665 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in St. Leon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in St. Leon is the same as anywhere in Indiana.
What loan size can I expect in St. Leon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in St. Leon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in St. Leon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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