Personal loans in St. Helens, OR

The St. Helens data picture

Two layers matter for a St. Helens borrower: the local population picture and Oregon's consumer-lending statutes.

• Population: 14,437 residents; St. Helens is the 41st-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: About 4.3% above the 2020 Census base.
• People gained or lost: about 599 more since the 2020 base.
• Size percentile: roughly 83% of Oregon places rank below St. Helens.
• Density: roughly 2,973 residents per square mile, spread over 4.9 sq mi of land.
• Land area rank: St. Helens's 4.9 square miles rank 51st of 240 places in Oregon.
• Water area: St. Helens has 1.04 square miles of water, ranking 7th of 240 places in Oregon.
• Share of Oregon: St. Helens holds about 0.5% of the state's population, some 14,437 people.
• National rank: St. Helens is the 2,428th most populous of the 19,457 Census places covered here.
• Growth rank: St. Helens's 2020-to-2023 change ranks 25th of 240 places in Oregon.
• Versus Oregon: the state average change is +0.7%, while St. Helens moved 4.3%.
• Density in Oregon: St. Helens ranks 59th by people per square mile.
• Density vs Oregon: St. Helens's 2,973 people per square mile compare with a state median of 1,575.
• Location: 45.8563, -122.8172 (Census Gazetteer coordinates).
• Nearest larger cities: Ridgefield (7 mi); Battle Ground (14 mi); Vancouver (19 mi); Longview (21 mi); Hillsboro (23 mi). Online lenders reach St. Helens no matter how far the nearest branch is.
• Smaller communities close by: Columbia City (3 mi); Woodland (5 mi); La Center (7 mi), each with its own Census population profile.
• Smaller places within 50 miles: 43 of them.
• At 100 miles: 43 larger Census places fall inside that radius.

Lender access in St. Helens

St. Helens is a fairly dense community of about 14,437 people, with 26 larger places inside a 50-mile radius. A Oregon licence lets a lender serve St. Helens without a local office, so branch density does not change what its 14,437 residents are offered. The nearest larger city, Ridgefield, WA about 7 miles away.

St. Helens: area, density and distance

St. Helens covers about 4.9 square miles of land, with 1.04 square miles of water inside its boundaries (Census Gazetteer). With 14,437 residents, the land area yields roughly 2,973 people per square mile. The state's population centre of gravity, Portland, is roughly 23 miles away. Within 50 miles of St. Helens there are 26 larger Census places. By land area it ranks 51st of 240 Oregon places.

St. Helens's place among Oregon's 240 places

Among Oregon's 240 places, St. Helens sits at 41st for population, a share of roughly 0.5% of the state. Its 2020-to-2023 change ranks 25th of 240 Oregon places, putting it near the 90th percentile for growth. At about 2,973 people per square mile, St. Helens is the 59th most densely settled place in Oregon. By land area, its 4.9 square miles rank 51st of 240 places in Oregon.

Which Oregon laws govern a loan in St. Helens

For the roughly 14,437 residents of St. Helens, the rules below are Oregon's own; each row carries its publisher and retrieval date.

What shapes a St. Helens personal loan

St. Helens is a small town of about 14,437 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a St. Helens loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a St. Helens loan but raises total interest, so the smallest payment is not the cheapest loan.