Personal loans in St. Francis, SD

Where St. Francis stands

Two layers matter for a St. Francis borrower: the local population picture and South Dakota's consumer-lending statutes.

• Population: about 467 people live here, which puts St. Francis 120th of 309 Census places in South Dakota (Vintage 2023).
• Population trend: About 1.1% below the 2020 Census base.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: St. Francis sits ahead of around 61% of South Dakota places, at 467 people.
• Density: the Census land area of 0.4 sq mi holds about 1,290 people per square mile.
• Land area: St. Francis covers 0.4 square miles, the 215th-largest area among South Dakota's 309 places.
• State population share: St. Francis accounts for about 0.1% of everyone in South Dakota.
• National rank: St. Francis is the 13,455th most populous of the 19,457 Census places covered here.
• Growth rank: St. Francis ranks 206th among South Dakota's 309 places for the 2020-to-2023 change.
• Against the state trend: St. Francis's 1.1% change compares with a South Dakota average of +0.9% across its 309 places.
• Density rank: St. Francis places 39th among South Dakota's places by people per square mile.
• Density in context: St. Francis's 1,290 people per square mile sit against a South Dakota median of 581.
• Location: 43.1426, -100.9028 (Census Gazetteer coordinates).
• Nearest larger cities: Mission (17 mi); Valentine (26 mi); White River (30 mi); Martin (42 mi); Winner (55 mi). Online lenders reach St. Francis no matter how far the nearest branch is.
• Nearest smaller places: Kilgore (14 mi); Crookston (17 mi); Nenzel (18 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Within 100 miles: 19 places are larger than St. Francis.

What a St. Francis borrower is actually offered

With roughly 467 residents, St. Francis is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a St. Francis loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a St. Francis loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

St. Francis on the map

St. Francis covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,290 people per square mile. The state's population centre of gravity, Sioux Falls, is roughly 211 miles away. A 50-mile radius around St. Francis takes in 4 places that are larger. The 100-mile radius contains 19 larger places.

Which South Dakota laws govern a loan in St. Francis

Every row below records a South Dakota rule, its publisher and its retrieval date — the same rules a St. Francis lender must follow.

Lender access in St. Francis

St. Francis is a moderately settled community of about 467 people, with 4 larger places inside a 50-mile radius. Whether St. Francis has a local branch or not, a South Dakota-licensed lender can serve its 467 people online on the same terms. The nearest bigger place is Mission, SD about 17 miles away.

St. Francis in state context

St. Francis is the 120th-largest of 309 Census places in South Dakota and contains about 0.1% of the state's people. On the 2020-to-2023 trend, St. Francis stands 206th among South Dakota's 309 places — roughly the 33th percentile. Its roughly 1,290 residents per square mile place it 39th among South Dakota's places. In land area, St. Francis ranks 215th among South Dakota's 309 places.