Personal loans in Spragueville, IA

Spragueville: the sourced local profile

Here is the sourced Census picture for Spragueville, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 90 residents; Spragueville is the 837th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.1% from 2020 to 2023.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: roughly 11% of Iowa places rank below Spragueville.
• Population density: about 121 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Spragueville covers 0.7 square miles, the 516th-largest area among Iowa's 940 places.
• Share of state population: Spragueville's 90 residents are about 0.0% of Iowa.
• National standing: Spragueville ranks 18,311th of 19,457 US places.
• Growth in Iowa: Spragueville stands 438th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Spragueville's 1.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Spragueville is the 880th most densely settled place in Iowa.
• Density vs Iowa: Spragueville's 121 people per square mile compare with a state median of 672.
• Location: 42.0715, -90.4327 (Census Gazetteer coordinates).
• Nearest larger cities: Preston (2 mi); Miles (6 mi); Springbrook (7 mi); Goose Lake (8 mi); Charlotte (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Zwingle (20 mi); Graf (37 mi); Durango (38 mi).
• Within a 50-mile radius: 7 smaller Census places.
• At 100 miles: 549 larger Census places fall inside that radius.

Spragueville: area, density and distance

Spragueville covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 121 people per square mile. The state's population centre of gravity, Des Moines, is roughly 167 miles away. Counting outward 50 miles, 145 larger communities surround Spragueville. By land area it ranks 516th of 940 Iowa places.

Which Iowa laws govern a loan in Spragueville

The rows below set out what a licensed lender must follow in Iowa, and so for Spragueville's roughly 90 residents.

Spragueville against the rest of Iowa

Spragueville is the 837th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Spragueville stands 438th among Iowa's 940 places — roughly the 53th percentile. By density, at about 121 people per square mile, it ranks 880th in Iowa. In land area, Spragueville ranks 516th among Iowa's 940 places.

A pre-application checklist for Spragueville

Before you hand your details to a lender in Spragueville, where the population is near 90:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Spragueville-specific: the same Iowa licensing and disclosure rules reach all 90 residents.

What is available to Spragueville borrowers

Spragueville is a lightly settled community of about 90 people, with 145 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Spragueville without a local office, so branch density does not change what its 90 residents are offered. The nearest larger city, Preston, IA about 2 miles away.